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The average cost of car insurance for Gmc Sierra K1500 Sle owners is $2,828 a year. However, exact rates vary from model to model: for instance, the Sierra Limited K1500 At4 costs $246 more per year to insure than the Suburban C2500.
Gmc Sierra K1500 Sle car insurance cost
One of the primary determining factors for your Gmc Sierra K1500 Sle insurance rate is the age of your vehicle. Here's how much it costs to insure your Sierra K1500 Sle by car year:
| Model year | Average Cost | Annual Savings with Jerry |
|---|---|---|
| 2021 | $1,416 | $154 |
| 2020 | $3,010 | $815 |
| 2019 | $3,456 | $756 |
| 2018 | $4,089 | $1,254 |
| 2017 | $3,497 | $1,273 |
| 2016 | $3,561 | $1,453 |
| 2015 | $2,701 | $842 |
| 2014 | $2,665 | $920 |
| 2013 | $2,693 | $1,043 |
| 2012 | $3,123 | $935 |
If you drive a Gmc Sierra K1500 Sle , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your Gmc Sierra K1500 Sle
If you drive a Gmc, you probably put a high value on the things Gmc does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Gmc Sierra K1500 Sle drivers.
| Insurance company | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Infinity | $3,600 | $2,250 |
| Clearcover | $3,133 | $1,612 |
| National General | $3,237 | $1,397 |
| Mercury | $3,047 | $1,254 |
| Progressive | $2,766 | $988 |
| Travelers | $2,207 | $959 |
| Safeco | $2,549 | $896 |
| Kemper | $1,836 | $626 |
| Metlife | $1,320 | $545 |
| Commonwealth Insurance | $1,560 | $433 |
Compare car insurance quotes for Gmc Sierra K1500 Sle
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Gmc insurance in the app!
| Quote Date | Zip Code | State | City | Name | Age | Insurance Company | Before Jerry | After Jerry |
|---|---|---|---|---|---|---|---|---|
| September 12, 2022 | 72946 | AR | Mountainburg | Georgie W. | 44 | Gainsco | $1,440 | $952 |
| June 13, 2022 | 13315 | NY | Burlington Flats | Edwin H. | 34 | Bristol West | $1,104 | $814 |
| March 11, 2022 | 27205 | NC | Asheboro | Marguerite P. | 46 | National General | $1,920 | $1,142 |
| January 26, 2022 | 33312 | FL | Fort Lauderdale | Mark P. | 32 | National General | $3,600 | $2,172 |
| August 31, 2020 | 24084 | VA | Dublin | Estella G. | 37 | Mercury | $1,162 | $982 |
Best car insurance companies for Gmc Sierra K1500 Sle drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
| Driving Violation | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Clean Record | $2,624 | $952 |
| Speeding over 15 | $3,408 | $1,657 |
| Failure to Obey Traffic Sign | $4,618 | $1,542 |
| Speeding under 15 | $3,981 | $1,329 |
| Illegal Turn | $3,600 | $1,303 |
| Driving on Sus. License | $3,840 | $1,121 |
| DUI | $3,145 | $931 |
| Careless Driving | $2,648 | $695 |
| Suspension | $1,920 | $583 |
| Open Container | $1,560 | $504 |
How much does Gmc Sierra K1500 Sle insurance go up after a DUI?
If you get a DUI while driving your Sierra K1500 Sle, you can expect your premium to increase by an average of 32%.
How much does Gmc Sierra K1500 Sle insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Sierra K1500 Sle, your insurance premium could increase by an average of 52%.
Best Car Insurance for Gmc Sierra K1500 Sle by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $8 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for Gmc Sierra K1500 Sle by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Gmc Sierra K1500 Sle drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
| Quote Date | Car | Before Jerry | After Jerry | Zip code | State | Name | Age | Insurance Company |
|---|---|---|---|---|---|---|---|---|
| June 13, 2022 | Gmc Sierra K1500 SLE | $92/mo. | $68/mo. | 13315 | NY | Harry P. | 34 | Bristol West |
| September 12, 2022 | Gmc Sierra K1500 SLE | $120/mo. | $79/mo. | 72946 | AR | Nina M. | 44 | Gainsco |
| August 31, 2020 | Gmc Sierra K1500 SLE | $97/mo. | $82/mo. | 24084 | VA | Vera Q. | 37 | Mercury |
| March 11, 2022 | Gmc Sierra K1500 SLE | $160/mo. | $95/mo. | 27205 | NC | Carolyn B. | 46 | National General |
| January 26, 2022 | Gmc Sierra K1500 SLE | $300/mo. | $181/mo. | 33312 | FL | Jordan H. | 32 | National General |
Driving a Gmc Sierra K1500 Sle
For drivers that want a robust and sturdy ride, the GMC Sierra 1500 is a superb pick. With an 8.5/10 from Car and Driver, this truck can take any rough-and-tough driver through life—whether you’re hauling around construction gear or driving your kids to school. Buyers of the Sierra 1500 can choose between rear- and all-wheel drive, and when fully decked-out, this truck can tow up to 13,200 pounds.The Sierra 1500 even comes with Super Cruise hands-free highway driving technology that can operate with a trailer attached . Missing out on luxury is not an issue with this model. No matter what, you’ll need to be sure you have the best car insurance coverage for this truck. widget8 How much will insurance cost for my GMC Sierra 1500 SLE?When thinking about the cost of car insurance, you’ll want to start at the bare minimum.Minimum-coverage car insurance is a term for the least amount of car insurance coverage you can hold—and still legally drive. States determine car insurance requirements, so minimum-coverage car insurance will depend on the state in which you live.It’s almost a guarantee that your state will require liability insurance. Liability coverage pays for other drivers when you are at fault in an accident, but it doesn’t pay for damages to your car. The GMC Sierra 1500 SLE is a mid-range truck. But with an MSRP of $43,895, this will run you almost twice as much as, say, a brand new Honda Civic. The higher price of the truck will cause your insurance rates to be slightly higher—but it won’t be anything too drastic. Cost for more coverageSince minimum-coverage car insurance doesn’t protect you that much, you should definitely consider buying full-coverage car insurance. Full-coverage car insurance can refer to a range of optional coverages, but it almost always comes down to the following: Collision coverage pays for damages to your car after a collision with another car or object Comprehensive coverage pays for damages to your car after non-collision incidents like severe weather or vandalismFull-coverage car insurance will cost more than minimum coverage but it’s worth it. A slightly higher monthly rate could mean thousands of dollars saved in the long run. MORE: Minimum car insurance required in your state: What you need to know Trim levelsMost cars come in numerous trim levels. Trim levels impact the “specs” of your car. So, a nicer trim level means a higher price tag—and more special features. The GMC Sierra 1500 comes in 8 trim levels: | Trim | MSRP ||| Pro | $32,495 | | SLE | $43,495 || Elevation | $45,495 || SLT | $50,895 | | AT4 | $60,995 || Denali | $61,295 || AT4X | $74,995 || Denali Ultimate | $80,395 |A higher trim level means a higher price tag—and, as it is, higher monthly insurance rates. But, if you’re buying a higher-end trim , it’s often worth it to pay more in insurance for added security. > Key Takeaway Protect your car with collision and comprehensive coverage—though these will cost slightly more than minimum-coverage car insurance. The trim level you choose will impact the cost of your monthly insurance rate. How to save money when insuring my GMC Sierra 1500 SLECar insurance shopping is rarely fun—but it gets pretty close when you start finding all the ways you can save money. Lucky for you, you’ve come to the best place: we have all the tips and tricks you need to know to save money on your Sierra 1500 SLE. Comparison shopComparison shopping is a method of shopping around to find the best purchase. When it comes to car insurance, comparison shopping usually means gathering quotes from multiple providers to compare your options—and find the best deals. The downside? This takes loads and loads of time and energy. The upside? Jerry can do all the work of comparison shopping for you—and you won’t spend multiple afternoons looking for an insurance policy. Jerry is a free car insurance comparison and broker app that uses your basic personal information to generate quotes from over 50 top insurance providers. When you can compare all your best options in one place, you can efficiently find the best policy that fits all your coverage needs. > Key Takeaway Save money on your car insurance policy when you find a policy through Jerry. Don’t forget—quotes are always 100% free! Consider a lower-trim modelWhen you purchase a lower-trim model of any car, you save on the money you spend on your actual car, plus your monthly insurance rates. Usually, the difference of one trim level to the next is pretty negligible, but the difference between the base trim of the Sierra 1500 and the SLE is over $10,000. That’s something worth thinking about if you’re trying to save as much money as possible. If you don’t need the special features of the SLE, consider buying the Pro trim. MORE: 11 car insurance hacks to save you money Opt-out of extra featuresExtra features like special off-roading tires or a nicer infotainment system can run up the price of your car—and your insurance. If you can do without add-ons—for instance, the 355-hp 5.3-liter V-8 offered for the Sierra 1500—save your money and skip ‘em. Anti-theft and safety featuresIt may seem counterintuitive, but some car insurance providers offer discounts for proving your car has certain anti-theft and safety features. See if your provider offers a discount like this and consider investing in after-market protection to save more money on your car insurance policy. Keep a clean driving recordThe best way to consistently keep your car insurance rates as low as possible is by keeping a clean driving record. Car insurance providers charge higher rates for drivers with bad records—because they are statistically riskier drivers.Keeping your record clean prevents providers from raising your rate for having points on your record—and you also might be eligible for certain clean driving discounts with some providers. MORE: What is a clean driving record? Take advantage of discountsNearly all car insurance providers offer discounts that save you money on your policy. You can usually find information on discounts on providers’ websites, or by talking to an insurance agent. widget3
If you own a Gmc Sierra K1500 Sle , here’s what you need to know about your vehicle:
- The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
- Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
- If you bought your Gmc Sierra K1500 Sle new, it’s worth considering new car replacement insurance to protect your investment.
Usually, the difference of one trim level to the next is pretty negligible, but the difference between the base trim of the Sierra 1500 and the SLE is over $10,000. That’s something worth thinking about if you’re trying to save as much money as possible.
Key Takeaway: The more your Gmc Sierra K1500 Sle is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a Gmc Sierra K1500 Sle?
The average annual cost to insure a model is $2,828. But who says you have to be average? Here are a few hacks to help you save money on insurance.
Compare rates
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).
By R.E. Fulton
Reviewed by Kathleen Flear, Director of Content.
Gmc Sierra K1500 Sle car insurance cost
Best car insurance companies for your Gmc Sierra K1500 Sle
Compare car insurance quotes for Gmc Sierra K1500 Sle
Best car insurance companies for Gmc Sierra K1500 Sle drivers with bad driving records
Best Car Insurance for Gmc Sierra K1500 Sle by Age
Best Car Insurance for Gmc Sierra K1500 Sle by Location
How can you save money on insurance for a Gmc Sierra K1500 Sle?
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