How to Get a Geico Good Student Discount

Geico’s good student discount could save you up to 15% on your insurance policy premium.
Written by Talullah Blanco
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Geico’s good student discount can save drivers 25 years and younger up to 15% on insurance their policy premiums. You’ll just need a minimum 3.0 GPA and be enrolled as a full-time high school or college student.
It can be difficult to find affordable
car insurance
as a young driver even if you are the best driver you know. That’s because you’re working against countless statistics and data that alarm insurance companies of the increased risk drivers under 25 hold. However, all is not lost and good grades may be what save you from sky-high insurance rates.
Yup, insurance providers offer discounts to students with good grades. We’re here to help you lower your
Geico car insurance quotes
with a good student discount.
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How to get Geico’s good student discount

Geico’s good student discount could save you up to 15% on your car insurance premiums if you have good grades. Geico offers this discount to full-time students 25 years old and younger who are enrolled in a high school or college and maintain a 3.0 GPA or higher. 

How to qualify

To qualify for a good student discount with Geico, you’ll need to:
  • Be between 16 and 25 years in age
  • Have a B average 3.0 GPA or higher 
  • Full-time student enrolled in a high school or college

How long does Geico’s good student discount last?

So long as you are enrolled full time in high school or college and maintain a 3.0 GPA or higher, Geico’s good student discount can last till your 26th birthday.

Why do auto insurers offer good student discounts?

While it may seem unconventional for auto insurers to reward students for academic performance, it’s for a good reason. Car insurance companies want their policyholders to be responsible drivers and financiers, but young drivers don’t usually have a driving record or credit score as evidence of either. 
However, maintaining a good GPA demonstrates responsibility. Students who are responsible for their grades are more likely to be responsible drivers who will keep up with their monthly payments. This is because they’ve demonstrated their ability to follow rules and meet deadlines in an academic setting. 

The best Geico car insurance discounts for students

Car insurance is expensive for young drivers and 15% off your total premium isn’t all that much. Luckily, Geico offers discounts for vehicle safety equipment such as airbags, anti-lock brakes, anti-theft systems, and daytime running lights as well as other auto insurance discounts that can help high school and college students save on their insurance premium.

Defensive Driving Discount

If you’ve taken an approved defensive driving course in your state, you could be eligible for this discount. Defensive driving courses teach safe driving skills and accident prevention and Geico rewards their policyholders for learning these techniques. 

Driver’s education discount

Young drivers who complete a driver’s education course are eligible to receive this discount on most of Geico policy coverages. This course teaches the fundamentals of driving and strategies to stay safe on the road in an effort to reduce the number of accidents young drivers typically get into. 

Multiple vehicle and multiple policy discounts

There’s a good chance you have more than one vehicle to insure if you have a high school or college student driver on your policy or maybe you’re paying for another policy product such as homeowners, renters, condo, or mobile home through a Geico insurance agency. 
If that sounds like you, you could be eligible for a multi-vehicle or multi-policy discount and earn up to 25% in savings on your car insurance.

Five-Year Accident-Free Good Driver Discount

Students and drivers of any age that have been accident free for five years can qualify for this
good driver discount
and save up to 22% on most coverages! Keep in mind you’ll have to be at least 21 years of age to be eligible. 

Seat Belt Use Discount

If the threat of getting pulled over isn’t enough of an incentive to buckle up, then a discount on your insurance premium might be what gets you to do so. That’s right, Geico offers a discount to policyholders (and their passengers!) who always wear their seat belts. 

New Vehicle Discount

If you purchased your teen a new vehicle for their birthday or high school graduation, this discount is for you. Vehicles three model years old or newer are eligible for up to 15% discount on certain Geico discounts!
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