PriceProtect™
DriveShield™
GarageGuard™
Bottom line: If you have a full coverage GEICO auto insurance policy, you have robust protection against a variety of threats like car accidents and falling branches.
Type of coverage | Description |
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There are two types of uninsured motorist coverage from GEICO: one is for property damage (only available in 25 states) and the other is for bodily injury. Together, they pay for your own medical bills, vehicle repairs (if UMPD is available), lost wages, and sometimes “pain and suffering” if you get into an accident with someone who has no coverage or insufficient coverage to pay for what you need to recover. | |
Medical payments (MedPay) coverage from GEICO will help pay for the medical bills of you or your passengers after a car accident, regardless of who caused it. It can also be used to pay for funeral costs. Only two states (ME and NH) require MedPay. | |
Like MedPay, PIP coverage from GEICO helps to offset medical expenses related to an accident but it also includes coverage for lost wages. PIP is required for GEICO customers in no-fault states and Oregon (an at-fault state with a PIP requirement). | |
GEICO’s emergency road service is an add-on that covers towing, jumpstarts, lockout assistance, tire changes, winching, and fuel delivery if you need help on the road—and it starts from about $14 per year. | |
If you have full coverage insurance from GEICO and your car is in the shop following a collision or comprehensive claim, this rental reimbursement add-on can help offset the cost of alternative transportation (like a rental car) until your vehicle is repaired. |
Pro tip: If money is a major concern for you, ask about car insurance discounts forbundling home and auto insurance(multi-policy discount). You can also save money by going paperless or signing up for the company’stelematicsprogram.