Is GEICO DriveEasy Worth It?
The GEICO DriveEasy app tracks your driving habits and adjusts your insurance rates based on how well (or badly) you drive.
Written by Jacoba Bood
Edited by R.E. Fulton
Table of Contents
- The GEICO DriveEasy program: Pros and cons
- How GEICO DriveEasy works
- You could save up to 25% on your policy with DriveEasy—but it depends on your driving score
- GEICO DriveEasy features
- DriveEasy data usage and privacy
- How to sign up for GEICO DriveEasy
- GEICO DriveEasy vs. other telematics programs
- FAQs
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The DriveEasy Pro app from GEICO could lower your
GEICO auto insurance
rates by 15% or more just by tracking your driving habits. - On average, GEICO policyholders who use the DriveEasy telematics app save 15% on their insurance policy.
- The DriveEasy app has a 3.3 rating on the App Store.
- Unlike some car insurance providers, GEICO may raise your rates if their telematics app detects risky driving behaviors—like hard braking.
- On average, GEICO policyholders who use the DriveEasy telematics app save 15% on their insurance policy.
- The DriveEasy app has a 3.3 rating on the App Store.
- Unlike somecar insuranceproviders, GEICO may raise your rates if their telematics app detects risky driving behaviors—like hard braking.
The GEICO DriveEasy program: Pros and cons
Pros | Cons |
|---|---|
Intuitive user interface | Might use too much data if you don’t have a good data plan |
Potential to lower car insurance rates | You could end up paying more for auto insurance |
Constructive feedback can help improve driving skills | Not available in all states and discounts can vary |
How GEICO DriveEasy works
Eligibility: You must be a GEICO customer to sign up for the DriveEasy insurance program—but anybody on your policy can use the program as long as you invite them to register.
You can use the DriveEasy app—which is separate from the main GEICO mobile app—to monitor your DriveEasy Dashboard and access valuable information on your driving habits. Basically, the DriveEasy app tracks your car.
Here’s what the DriveEasy app monitors:
- Distance driven
- Road type
- Time of day
- Difficulty of your route (e.g., a straight highway with an average speed limit will usually be considered an easy road)
- Weather conditions in your area (e.g., snow, rain, or other bad weather)
- Braking
- Cornering
- How smoothly you drive
- Active phone use (e.g., having your phone in hand or engaging with it while driving over 6 mph, making handheld phone calls)
Passive phone use won’t affect your DriveEasy score:
- Having your phone screen mounted on your dashboard as a navigation tool
- Taking or making a hands-free phone call
- Using voice-activated commands to navigate your phone
Key Takeaway DriveEasy monitors your driving and calculates your score based on your driving behavior.
You could save up to 25% on your policy with DriveEasy—but it depends on your driving score
GEICO will evaluate your score and calculate your potential discount when your policy comes up for renewal.
GEICO claims that most drivers will see a discount on their next renewal after signing up for DriveEasy. Be warned, though, that you could see your premium increase if you display bad driving habits.
If you invite other people on your policy to use your DriveEasy program, their driving could affect your score as well. You can use the app to invite or remove people from the program. GEICO may also automatically remove invited drivers who do not actively participate over time.
GEICO DriveEasy features
The DriveEasy app monitors your driving behavior, as well as the driving conditions and how you use your phone while driving. It typically takes somewhere between 24 and 48 hours for DriveEasy to calculate and update your score after your drive.
There is some potential for error. The app might log car, train, or bus trips you take even though you’re not driving.
Be sure to check your trip log regularly to make sure everything is accurate. You can easily correct errors right in the app.
Here are some of the standout features of the DriveEasy app:
- Monitor your personal driving score: The app uses your real-time driving habits to calculate a personal driving score. You will be deducted for things like speeding or using your phone while driving.
- Maintain safe driving streaks: The DriveEasy app makes it easy to track your progress by notifying you when you have a streak going—and hopefully, it’s a good one!
- Access your recent trip log: The DriveEasy app automatically logs all your trips so that you can review your trip details after the outing.
Key Takeaway Using the GEICO DriveEasy Pro App could help you develop safe driving habits and lower your auto insurance rates.
DriveEasy data usage and privacy
GEICO will monitor and log your driving as long as you remain logged into the app.
- DriveEasy uses an average amount of data for a GPS app, but having location services running could drain your battery quicker than usual.
- The DriveEasy app will also send you notifications and user feedback that can help you improve your driving score.
- The app will track your ongoing trips and upload the data to the cloud when the trip ends.
- After DriveEasy processes your score, it will send the results back to your phone.
How to sign up for GEICO DriveEasy
Here’s how to get started:
- Download the GEICO mobile app
- Answer the prompts
- Input your phone number
- Accept the terms and conditions
- Enter the code you receive by text
- Select “Allow Access”
- Enable “Motion and Fitness”
- Enroll in GEICO DriveEasy
- Invite everyone on your policy to enroll in the app
GEICO DriveEasy vs. other telematics programs
Most major car insurance companies have
telematics programs
like DriveEasy that can help policyholders lower their insurance rates. Here’s how GEICO’S program compares to other leading telematics apps in the insurance industry. GEICO DriveEasy Pro | RideRewards™ from Jerry | |||||
|---|---|---|---|---|---|---|
Average discount | Up to 25% | $156 | 10% to 15% (up to 30%) | 22% (up to 40%) | Up to 40% | No direct insurance discount |
Additional features | Ability to track safe driver progress | Plug-in device available | Additional discount for new Ford or Lincoln vehicles | SmartMiles® pay-per-mile usage-based insurance program | Integrated with the main Allstate mobile app | Drivers earn instant rewards on tons of products and services |
Customer reviews (App Store) | 3.3 | 4.5 | 4.6 | 4.5 | 4.8 | 4.7 |
Can your rate go up based on how you drive? | Yes | Yes | No | No | No | No |
“I have a really bad record, so all of my previous insurance quotes were pretty high. I started usingJerryand the fantastic app saved me $130 a month on my insurance.” —Jett A.
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FAQs
Does GEICO DriveEasy track speed?
Yes. DriveEasy will track your driving speed in relation to the speed limit and use it to calculate your driving score.
To boost your score, be sure to maintain consistent driving speeds and avoid rapid deceleration whenever possible.
Will DriveEasy drain my phone battery?
DriveEasy uses an average amount of data for a GPS app but could drain your battery faster than usual because location services have to be running. DriveEasy needs to use location services to track your driving habits.
How much can GEICO DriveEasy save you?
The discount that you receive will depend on your driving habits. GEICO claims the average discount is 15%, but it could be as high as 25%.
