Services
Insurance
Loans
Repairs
Advice
About

Cheapest Dodge Charger Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge Charger
background
Find Insurance Savings
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
background
avatar
Kianna Walpole
Expert Insurance Writer & Editor
icon
Reviewed by Josh Damico, Vice President Insurance Operations
icon
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does Dodge Charger car insurance cost? 

On average, Dodge Charger drivers spend $110 each month on state minimum car insurance and $231 per month for full coverage. Compared to other popular cars like the Mazda 3, Ford Transit, and Cadillac SRX, the Dodge Charger is 17% more expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Dodge Charger insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Dodge Charger car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Dodge Charger drivers save an average of $1,601 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
July 13, 2024
Dodge Charger SXTBristol West
$346
• State Minimum Liability
• Comp / Collision
July 12, 2024
Dodge Charger R/T
Clearcover
$131
• 30,000/60,000 Liability
• Comp / Collision
July 12, 2024
Dodge Charger SXTAllstate
$153
• 50,000/100,000 Liability
• Comp / Collision
July 4, 2024
Dodge Charger R/TNational General
$65
• 50,000/100,000 Liability
July 2, 2024
Dodge Charger Scat PackPlymouth Rock
$109
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 22, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Dodge Charger, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Dodge Charger owners

There’s no single best insurance company for all Dodge Charger owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Dodge Charger?

The average cost of Dodge Charger insurance is $231 per month for full coverage and $110 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Dodge Charger
$231
$110
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Dodge Charger trims.
CarMonthly minimum coverage costMonthly full coverage cost
Charger Dodge
$111
$206
Charger Dodge GT
$114
$249
Charger Dodge Police
$117
$250
Charger Dodge R/T
$112
$238
Charger Dodge R/T 392
$108
$236
Charger Dodge R/T Scat Pack
$142
$205
Charger Dodge Rallye
$99
$236
Charger Dodge Scat Pack
$114
$263
Charger Dodge SE
$107
$206
Charger Dodge SRT 392
$106
$284
Charger Dodge SRT Hellcat
$70
$293
Charger Dodge SRT-8
$104
$192
Charger Dodge SXT
$109
$227
Charger Dodge SXT Plus
$118
$249
Lower my car insurance too!

Dodge Charger insurance cost by model year

The more recently your Dodge Charger was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Dodge Chargers provided by Jerry to better understand how your driver profile might affect your cost.

2023 Dodge Charger car insurance quotes

Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Dodge Charger:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Dodge Charger GT
Progressive
$205
• State Minimum Liability
• Comp / Collision
Bristol West
$446
• 50,000/100,000 Liability
• Comp / Collision
2023
Dodge Charger GT
Gainsco
$354
• State Minimum Liability
• Comp / Collision
2023
Dodge Charger SXT
National General
$122
• State Minimum Liability
• Comp / Collision
2023
Dodge Charger SXT
Dairyland
$159
• No Coverage Liability
• Comp / Collision
coverageLast Updated Jul 16, 2024

2022 Dodge Charger car insurance quotes

It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Dodge Charger drivers below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2022
Dodge Charger SXT
Progressive
$462
• 50,000/100,000 Liability
• Comp / Collision
2022
Dodge Charger R/T
AAA
$339
• 100,000/300,000 Liability
• Comp / Collision
2022
Dodge Charger SXT
Safeco
$222
• State Minimum Liability
• Comp / Collision
National General
$144
• State Minimum Liability
• Comp / Collision
2022
Dodge Charger SXT
Infinity
$306
• State Minimum Liability
coverageLast Updated Jul 22, 2024

2021 Dodge Charger car insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Dodge Charger:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2021
Dodge Charger GT
AAA
$623
• 50,000/100,000 Liability
• Comp / Collision
2021
Dodge Charger SXT
Safeco
$135
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$286
• 50,000/100,000 Liability
• Comp / Collision
2021
Dodge Charger SXT
Travelers
$169
• 100,000/300,000 Liability
• Comp / Collision
2021
Dodge Charger GT
Plymouth Rock
$112
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 21, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Dodge Charger with our real quote examples below:

2020 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$369
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$213
• 100,000/300,000 Liability
• Comp / Collision
2020
Dodge Charger GT
Mercury
$152
• State Minimum Liability
Clearcover
$200
• State Minimum Liability
• Comp / Collision
2020
Dodge Charger SXT
Infinity
$64
• State Minimum Liability
coverageLast Updated Jul 22, 2024

2019 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Dodge Charger R/T
Safeco
$101
• 50,000/100,000 Liability
• Comp / Collision
2019
Dodge Charger GT
Nationwide
$187
• 100,000/300,000 Liability
• Comp / Collision
2019
Dodge Charger GT
Travelers
$181
• State Minimum Liability
• Comp / Collision
2019
Dodge Charger SXT
AAA
$447
• 25,000/50,000 Liability
• Comp / Collision
2019
Dodge Charger SXT
Mercury
$281
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 22, 2024

2018 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2018
Dodge Charger SXT Plus
Progressive
$140
• State Minimum Liability
• Comp / Collision
2018
Dodge Charger SXT
Travelers
$154
• 50,000/100,000 Liability
• Comp / Collision
2018
Dodge Charger R/T 392
Nationwide
$324
• 100,000/300,000 Liability
• Comp / Collision
2018
Dodge Charger R/T 392
Allstate
$202
• State Minimum Liability
• Comp / Collision
2018
Dodge Charger SXT Plus
Safeco
$77
• 25,000/50,000 Liability
coverageLast Updated Jul 22, 2024

2017 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Dodge Charger SE
Progressive
$86
• 50,000/100,000 Liability
• Comp / Collision
2017
Dodge Charger SXT
Allstate
$295
• 100,000/300,000 Liability
• Comp / Collision
2017
Dodge Charger R/T
Nationwide
$154
• State Minimum Liability
• Comp / Collision
2017
Dodge Charger SXT
Travelers
$159
• 100,000/300,000 Liability
• Comp / Collision
2017
Dodge Charger R/T
Safeco
$113
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 22, 2024

2016 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2016
Dodge Charger SE
Progressive
$289
• State Minimum Liability
• Comp / Collision
2016
Dodge Charger SE
Travelers
$189
• 50,000/100,000 Liability
• Comp / Collision
2016
Dodge Charger R/T
Nationwide
$205
• 100,000/300,000 Liability
• Comp / Collision
2016
Dodge Charger R/T
Clearcover
$204
• 100,000/300,000 Liability
• Comp / Collision
2016
Dodge Charger SXT
Plymouth Rock
$164
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 21, 2024

2015 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2015
Dodge Charger SE
Progressive
$111
• State Minimum Liability
• Comp / Collision
2015
Dodge Charger SE
Travelers
$227
• 50,000/100,000 Liability
• Comp / Collision
2015
Dodge Charger SXT
Nationwide
$258
• 100,000/300,000 Liability
• Comp / Collision
2015
Dodge Charger SE
Allstate
$83
• State Minimum Liability
2015
Dodge Charger SE
Infinity
$65
• State Minimum Liability
coverageLast Updated Jul 18, 2024

2014 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Dodge Charger SE
Progressive
$166
• 50,000/100,000 Liability
• Comp / Collision
2014
Dodge Charger R/T
Safeco
$121
• 100,000/300,000 Liability
• Comp / Collision
2014
Dodge Charger R/T
Allstate
$149
• State Minimum Liability
• Comp / Collision
2014
Dodge Charger R/T
Travelers
$119
• 100,000/300,000 Liability
• Comp / Collision
2014
Dodge Charger SXT
AAA
$206
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 19, 2024

2013 Dodge Charger car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2013
Dodge Charger SE
Progressive
$130
• State Minimum Liability
2013
Dodge Charger SRT-8
Safeco
$420
• 50,000/100,000 Liability
• Comp / Collision
2013
Dodge Charger R/T
Allstate
$185
• 100,000/300,000 Liability
• Comp / Collision
2013
Dodge Charger SE
Travelers
$164
• State Minimum Liability
• Comp / Collision
2013
Dodge Charger SE
Mercury
$116
• State Minimum Liability
coverageLast Updated Jul 21, 2024

See All Dodge Charger Insurance Information by Year

Are Dodge Chargers expensive to insure? 

The average Dodge Charger insurance rate is $110 per month. Compared to the national average for other models from a similar price range, it is 17% more expensive to insure a Dodge Charger .
CarMonthly minimum coverage costMonthly full coverage cost
Dodge Charger
$110
$231
Acura ILX
$120
$194
GMC Safari
$49
$60
Ram ProMaster
$110
$206
Volvo S80
$103
$196
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Dodge Charger safety features 

The safety features of a model will also impact your insurance costs. 
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features. 
The Dodge Charger has a variety of safety features. Learn more about them below.
Safety featureDescription
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Anti-whiplash
Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Knee airbags
Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Security system
The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.

What other factors affect Dodge Charger insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Dodge Charger insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
card cover
Adele (21 years old)
coverageCoverage
State Minimum
locationNorthwood, OH
carDodge Charger GT
$205
per month
card cover
Essie (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Charger SXT
$154
per month
card cover
Alice (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carDodge Charger R/T
$339
per month
card cover
Ryan (20 years old)
coverageCoverage
State Minimum
carDodge Charger SXT
$351
per month
card cover
Minnie (23 years old)
coverageCoverage
State Minimum
carDodge Charger SXT
$160
per month

Dodge Charger insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Jim (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Charger SXT
$135
per month
card cover
Bill (70 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Charger R/T
$101
per month
card cover
Margaret (73 years old)
coverageCoverage
State Minimum
carDodge Charger SXT Plus
$138
per month
card cover
Randall (71 years old)
coverageCoverage
State Minimum
carDodge Charger R/T
$237
per month
card cover
Herman (65 years old)
coverageCoverage
No Coverage
$98
per month

Dodge Charger insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Dodge Charger drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Dodge Charger drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Dodge Charger SEProgressive
$86
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Dodge Charger R/T
Electric
$576
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Dodge Charger SXT
Clearcover
$248
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Dodge Charger R/TPlymouth Rock
$173
• State Minimum Liability
Speeding 21+
Dodge Charger SXT PlusNational General
$284
• State Minimum Liability
coverageLast Updated Jul 22, 2024

Cheapest car insurance for Dodge Charger drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Dodge Charger drivers obtain affordable auto insurance rates after a DUI.
card cover
Connor (37 years old)
coverageCoverage
State Minimum
locationWilmington, NC
carDodge Charger SE
$111
per month
card cover
Derrick (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Charger GT
$222
per month
card cover
Linnie (32 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Charger SXT
$245
per month
card cover
John (34 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carDodge Charger GT
$367
per month
card cover
Winifred (29 years old)
coverageCoverage
State Minimum
carDodge Charger R/T
$250
per month

Cheapest car insurance for Dodge Charger drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Dodge Charger drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Dodge Charger SXTProgressive
$347
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Dodge Charger SXTNationwide
$285
• State Minimum Liability
• Comp / Collision
At Fault With Injury
Dodge Charger SXT PlusAllstate
$233
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Dodge Charger GTTravelers
$249
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Dodge Charger GTSafeco
$158
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 22, 2024

Cheapest car insurance for Dodge Charger drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Dodge Charger drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Dodge Charger SXTProgressive
$164
• State Minimum Liability
• Comp / Collision
Defective Equipment
Dodge Charger PoliceSafeco
$135
• State Minimum Liability
Failure to Obey Signal
Dodge Charger SXTTravelers
$347
• 100,000/300,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Dodge Charger SRT-8Bristol West
$203
• State Minimum Liability
Cell Phone
Dodge Charger SEMercury
$296
• State Minimum Liability
Careless Driving
Dodge Charger SXTNationwide
$115
• 50,000/100,000 Liability
• Comp / Collision
Driving on Sus. License
Dodge Charger R/TMercury
$250
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Dodge Charger SENational General
$90
• State Minimum Liability
Seat Belt
Dodge Charger SXTAllstate
$113
• 100,000/300,000 Liability
• Comp / Collision
Improper Passing
Dodge Charger SXT PlusSafeco
$299
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 21, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

FAQs

How much would insurance be for a Dodge Charger?

Typically, Dodge Charger drivers pay an average of $110 per month for a liability-only policy, and $231 per month for full coverage. 

How much would insurance be for a 2014 Dodge Charger?

The average cost of car insurance for a 2014 Dodge Charger is approximately $152 per month. 

Is insurance high on a Dodge Charger?

The Dodge Charger is 19% more expensive to insure than other popular cars of a similar price. This can be attributed to its engine type and different trim levels. 

What is the cheapest insurance for a Dodge Charger?

Currently, most Dodge Charger drivers find affordable rates with Nationwide and Mercury, at approximately $72 per month and $88 per month for coverage.

What factors affect the insurance costs for an 18-year-old driving a Dodge Charger?

Teen drivers between the ages of 18 and 21 often see higher than average Dodge Charger rates as a result of having less driving experience. Other factors that can impact your car insurance rates are your driving history, location, and vehicle type. 

How much does an 18-year-old pay for a Dodge Charger RT?

The average cost of a full coverage policy for an 18-year old driving a Dodge Charger RT is around $529 per month. For the state minimum, it costs approximately $186 per month for coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Sarah Gray
badge icon
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.