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Cheapest Chevrolet Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Chevrolet.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Chevrolet car insurance cost?

Ah, good ol’ Chevrolet. The nickname “Chevy” reflects America’s fondness for these affordable cars and pickup trucks, alongside the car-lover’s-dream-made-real—the iconic Chevrolet Corvette. The “bowtie brand” made waves with the world’s all-time bestselling plug-in hybrid, the Volt, and has continued to deliver mainstays like the Chevrolet Camaro and Silverado plus new models, such as the Blazer, Bolt, and Trax.
At Jerry, we obsess over finding affordable car insurance for everybody. We found that insurance coverage for the average Chevrolet costs about $92 per month. Compared to the national average, Chevrolets cost 5% less to insure. That said, average rates are not a good indicator of what your own policy might cost. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.

How to find the cheapest Chevrolet Car Insurance Quotes

It’s understandable if you think that
cheap car insurance
is a thing of the past. With so many providers and products available, comparing
car insurance quotes
is a long and tedious affair. That’s why we invented
Jerry
, the app store’s number one
trustworthy super app
for auto insurance. Check out some recent car insurance quotes Jerry found for Chevrolet drivers:
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
November 15, 2024
Chevrolet Camaro LTMercury
$152
• 100,000/300,000 Liability
• Comp / Collision
November 13, 2024
Chevrolet Equinox Premier
Gainsco
$175
• State Minimum Liability
• Comp / Collision
November 11, 2024
Chevrolet Malibu LT
Clearcover
$239
• 50,000/100,000 Liability
• Comp / Collision
November 11, 2024
Chevrolet Impala LTAAA
$268
• State Minimum Liability
• Comp / Collision
November 10, 2024
Chevrolet Cruze LSTravelers
$138
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Best car insurance companies for Chevrolet drivers

The best way to
shop for auto insurance
is to compare quotes from at least three providers.
No single car insurance company offers the best rates for every driver and every make of car, including Chevrolet. Some companies specialize in helping high-risk drivers, and others (well, most) prefer customers with
clean driving records
. We asked drivers of all different ages, locations, and driving histories for their preferred insurance provider and received a rainbow of answers.
Here’s how Chevy drivers rated the top companies in the nation:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
I searched for good car insurance and Progressive was the best deal I could find by far!
Alyssa
Safeco
When I signed up for Safeco I saved so much money! it was really quick and it only took a few minutes. It was painless, 10/10 would do it again. Now I have extra money for my trip in March!
Blake
Commonwealth Insurance
Best insurance yet thank you!
Mark
Progressive
This is a great company, with great prices!
Rafael

Are Chevrolets more expensive to insure?

Compared to the average cost of other cars, Chevrolets cost 5% less to insure. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Chevrolet
$92
$174
Audi
$96
$201
Lexus
$97
$194
KIA
$99
$182

Cheapest Chevrolets to insure

The cheapest Chevy to insure is the 2017 Chevrolet Tahoe, with an average monthly premium of $47 for state minimum coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette
$134
$241
2023 Chevrolet Malibu
$134
$221
2021 Chevrolet Traverse
$134
$162
2021 Chevrolet Camaro
$134
$241
2015 Chevrolet Suburban
$134
$169

Most expensive Chevrolets to insure

The most expensive Chevrolet model to insure is the 2013 Chevrolet Corvette, with an average monthly premium of $189 for state minimum coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette
$134
$241
2023 Chevrolet Malibu
$134
$221
2021 Chevrolet Traverse
$134
$162
2021 Chevrolet Camaro
$134
$241
2015 Chevrolet Suburban
$134
$169

What factors affect Chevrolet car insurance rates?

The motor vehicle you drive is just one factor in how your
car insurance is calculated
. The rest of the formula includes:
  • The cost of your vehicle: The higher the price tag—think exotic, luxury, or high-performance sports cars—the higher the cost of collision, comprehensive, and other coverage options.
  • The age of your vehicle: Featuring more sophisticated technology and materials, vehicles of a newer model year often cost more to insure than older ones.
  • The cost of parts: Custom, imported, or high-value parts cost more to replace and repair, making for higher premiums.
  • Your age: Car insurance rates start high for new and teen drivers, drop at the age of 25, and rise again after 75, when vision and hearing loss poses an increased risk of collisions.
  • Your driving record and insurance claims history: Insurance companies are allergic to risk, so they give lower rates to customers with safe driver profiles.
  • Your parking spot: A quiet lane in the countryside in
    Colorado
    poses a smaller risk of theft or vandalism than a dense urban street in a
    Californian
    city, giving rural drivers better insurance rates.
When it comes to Chevrolet insurance costs, there are three deciding factors:
  • Safety: Chevrolet didn’t win any
    Top Safety Pick awards in 2022
    , but the
    National Highway Traffic Safety Association (NHTSA)
    awarded the Silverado, Equinox, and Traverse a five-star crash rating. The Tahoe got four stars, while the Malibu went unrated.
  • Reliability: Consumer Reports note that Chevrolets tend to be less reliable than other makes. 
  • Availability: You’ll have no problem finding parts for the Silverado, but the same can’t be said for the Tahoe or Traverse, whose sales figures trail far behind.

Chevrolet insurance cost for young drivers

It’s hard to find
cheap car insurance for teens
because drivers aged 16 to 19 pay the highest rates of any age group. You can save money by adding young Chevy drivers to another policy (such as their parents'). Just don’t skimp on insurance coverage!

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Martha (23 years old)
coverageCoverage
State Minimum
carChevrolet Cruze LT
$143
per month
card cover
Christine (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Sonic Premier
$257
per month
card cover
Josephine (24 years old)
coverageCoverage
State Minimum
locationNewark, DE
carChevrolet Impala LT
$268
per month
card cover
Clearcover
Charles (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationRiverdale, UT
carChevrolet Sonic LT
$129
per month
card cover
Gainsco
Ruth (22 years old)
coverageCoverage
State Minimum
locationWataga, IL
carChevrolet Monte Carlo SS
$143
per month

Chevrolet insurance cost for senior drivers

Drivers are more likely to get into a car accident as they age and lose their vision, hearing, and reflexes. The
best seniors' car insurance
providers offer discounts for retirees, stay-at-home motorists, and drivers with few insurance claims on record.

card cover
Josephine (70 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Malibu 2LT
$145
per month
card cover
Loretta (68 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPocono Summit, PA
carChevrolet Cruze LT
$70
per month
card cover
David (66 years old)
coverageCoverage
State Minimum
carChevrolet Silverado C1500
$69
per month
card cover
Adele (78 years old)
coverageCoverage
State Minimum
carChevrolet Malibu LTZ
$83
per month
card cover
Alfred (70 years old)
coverageCoverage
15,000 per person
30,000 per accident bodily injury
Comp / Collision
carChevrolet Malibu RS
$309
per month

Chevrolet insurance cost for drivers with driving violations 

For the lowest auto insurance rates, you’ll need to pair your Chevrolet with a clean driving record. If you committed any of the following within the last three to five years, you’ll see a surcharge on your monthly insurance bills:
  • Speeding tickets
  • DUIs
  • At-fault accidents 
  • License suspensions or revocations
  • Reckless driving
Even if you have a high-risk driver profile, it’s not the end of the world. Here’s where to find the cheapest car insurance rates following every kind of violation.

Cheapest car insurance for Chevrolet drivers with speeding ticket

Speeding tickets can stay on your record
for up to a decade. Whether it’s due to a single ticket for a serious speeding violation, or multiple tickets for minor infractions, that’s a long time to pay high insurance premiums!
You can bring them back down by looking for the best rates with Jerry. Here are some of the deals Chevrolet drivers found after receiving a speeding ticket.

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Chevrolet Silverado C1500Allstate
$147
• 100,000/300,000 Liability
• Comp / Collision
Speeding 6-10
Chevrolet Malibu LTAAA
$141
• State Minimum Liability
Speeding 11-15
Chevrolet Silverado K1500 LTSafeco
$173
• 100,000/300,000 Liability
• Comp / Collision
Speeding 16-20
Chevrolet Malibu 1LT
Gainsco
$135
• State Minimum Liability
Speeding 21+
Chevrolet Cobalt LSMercury
$146
• 25,000/50,000 Liability
coverageLast Updated Nov 22, 2024

Cheapest car insurance for Chevrolet drivers with a DUI record

A
DUI conviction
can have a significant impact on the car insurance quotes you find. Some providers charge high-risk drivers high rates, while others are willing to give them a second chance. Using a car insurance quote comparison app can help you find more of the latter. 

card cover
Jordan (30 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationBerea, OH
carChevrolet Cruze LT
$181
per month
card cover
Lucille (39 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Silverado K1500 LT
$158
per month
card cover
Winifred (38 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Volt LT
$205
per month
card cover
Hettie (30 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMayville, MI
carChevrolet Impala Super Sport
$65
per month
card cover
Maria (46 years old)
DUI
coverageCoverage
State Minimum
carChevrolet Cobalt
$96
per month

Cheapest car insurance for Chevrolet drivers after an accident

A history of at-fault accidents and insurance claims makes car insurance companies nervous, which leads to high rates. Jerry can help bring your premiums back down by showing you the best deals in your area in just a few taps. Chevy drivers with several at-fault accidents on record found savings with these providers:

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Chevrolet Malibu 1LTProgressive
$351
• State Minimum Liability
• Comp / Collision
At Fault With Injury
Chevrolet Silverado K1500 LTTravelers
$126
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Chevrolet Camaro LTAllstate
$259
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Chevrolet Impala LSAAA
$189
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Chevrolet Silverado C1500 Cust
Clearcover
$316
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Cheapest car insurance for Chevrolet drivers with other driving violations on their record

Reckless driving, driver’s license suspensions, and driver’s license revocations can also take their toll on your insurance premiums. While you’re working on
getting your license reinstated
, take a look around for better deals with other insurance providers. Jerry can help you find savings in less than a few minutes.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Chevrolet Silverado K2500Progressive
$113
• State Minimum Liability
Defective Equipment
Chevrolet Silverado C1500 LTAllstate
$137
• 100,000/300,000 Liability
• Comp / Collision
Failure to Obey Signal
Chevrolet Malibu LTNationwide
$153
• State Minimum Liability
• Comp / Collision
Wrong Way/Wrong Lane
Chevrolet Silverado K1500 RSTSafeco
$126
• State Minimum Liability
Cell Phone
Chevrolet Malibu LS
Gainsco
$95
• State Minimum Liability
• Comp / Collision
Careless Driving
Chevrolet Camaro 2SSMercury
$195
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Chevrolet Cruze LTNationwide
$88
• 50,000/100,000 Liability
• Comp / Collision
Failure to Stop
Chevrolet Traverse LTZNational General
$167
• State Minimum Liability
Seat Belt
Chevrolet Sonic LSAAA
$152
• 30,000/60,000 Liability
• Comp / Collision
Improper Passing
Chevrolet Cruze Limited LTPlymouth Rock
$155
• State Minimum Liability
coverageLast Updated Nov 19, 2024

How can I lower the cost of my Chevrolet car insurance?

Still struggling to insure your Chevy? Here are a few tips to lower your annual rates, courtesy of Jerry’s insurance agents:
  • Shop around:
    The best way to get cheap car insurance
    is to compare quotes from at least three different insurance providers. There’s no way to know you’ve got the best deal unless you’ve looked around!
  • Choose a cheaper model: If you’re shopping for a Chevrolet, look for a model that’s compact, cheap to repair, and stuffed with safety features. Buying used can also save you a few bucks each month.
  • Bundle your insurance policies:
    A car and home insurance bundle
    can get you a discount on each product if you purchase them from the same company.
  • Install a telematics device: Telematics devices track where, how far, when, and how you drive. Drive infrequently and safely and you could benefit from
    car insurance discounts
  • Reduce your coverage: If your car is worth less than 10 times your premiums, it might be time to and lower your bills.
  • Raise your deductible: Considering your financial situation will help you
    choose the best car insurance deductible
    —the more you pay upfront after an accident, the less you’ll pay in premiums year by year.

FAQs

The most expensive Chevrolet model to insure is the 2013 Chevrolet Corvette, with an average monthly premium of $189 for state minimum coverage.
Compared to the national average, Chevrolets cost about the same amount to insure. Your particular driver profile, driving history, and model will determine the auto insurance rates you can find.
On average, Chevrolets cost an average of $1,104 per year for state minimum coverage and $2,088 per year for full coverage. That said, your insurance costs can change depending on your driving history, demographics, and location, among other factors.
The cheapest Chevy to insure is the 2017 Chevrolet Tahoe, with an average monthly premium of $47 for state minimum coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.