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Cheapest Alfa Romeo Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Alfa Romeo.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Alfa Romeo car insurance cost? 

Alfa Romeo is a luxury brand from Italy, but you might be surprised at how affordable the vehicles are for a luxury import. Alfa Romeo focuses on quality sedans and SUVs, from the competitively priced Stelvio or the high-end Giulia Quadrifoglio, and the brand intends to transition to electric vehicles in the future.
Subaru drivers pay an average of $1,368 per year for
auto insurance
—but every Subaru car insurance policy is unique. This number is just an estimate, there is no real ‘average’ cost of car insurance. Your price will depend entirely on your driver profile, which is why it’s so important to compare quotes.

How to find the cheapest Alfa Romeo insurance Quotes

We closely analyzed Alfa Romeo insurance quotes from real Jerry customers to help us generate accurate, personalized quotes for you.
Jerry has helped hundreds of drivers to find cheap car insurance. Check out some of our recent quotes below!
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
May 23, 2024
Alfa Romeo GiuliaInfinity
$119
• State Minimum Liability
May 21, 2024
Alfa Romeo Giulia TIProgressive
$266
• State Minimum Liability
• Comp / Collision
May 20, 2024
Alfa Romeo StelvioPlymouth Rock
$230
• 50,000/100,000 Liability
• Comp / Collision
May 20, 2024
Alfa Romeo GiuliaSafeco
$123
• 100,000/300,000 Liability
• Comp / Collision
May 10, 2024
Alfa Romeo StelvioNational General
$159
• No Coverage Liability
• Comp / Collision
coverageLast Updated May 23, 2024

Best car insurance companies for Alfa Romeo drivers

When
shopping for car insurance
, avoid settling for the cheapest insurance and instead find great coverage that aligns with your needs and your vehicle.
Your insurance history, location, driving record, and age—along with which Alfa Romeo you own—affect which insurance provider is a great fit for you, so we can’t immediately point you to the best provider. But we can help you uncover excellent options based on your needs and get a quote (or several!) from your best picks. 
Check out the chart below to see what other Alfa Romeo drivers pay for their insurance so you know what to expect:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
Happy with my insurance coverage and rate Jerry really helped me find the best rate to fit my needs.
Amanda
Travelers
Saved a ton switching to Travelers.
Isaiah
Gainsco
Awesome customer service and great cheap insurance super happy with my choice!
Brittany
Progressive
Good rates. Easy to transition.
Hector

Are Alfa Romeos more expensive to insure?

Compared to the average cost of other cars, Alfa Romeos are 22% more the national average for insurance costs. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Porsche
$83
$197
Fiat
$86
$160
Ford
$92
$170
Nissan
$98
$185
Alfa Romeo
$114
$217

Cheapest Alfa Romeos to insure

Fortunately, some models don’t cost as much for insurance. The cheapest Alfa Romeo to insure is the 2018 Alfa Romeo Stelvio, with an average monthly premium of $83 for state minimum coverage and an average of $190 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
$83
$190
$105
$238
2017 Alfa Romeo Giulia
$91
$215
2019 Alfa Romeo Stelvio
$111
$214

Most expensive Alfa Romeos to insure

The highest premium you’ll see for an Alfa Romeo model is the 2021 Alfa Romeo Stelvio, with an average monthly premium of $221 if you want full coverage and $164 if you stick with the required state minimum.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
$164
$221
$129
$221
$105
$238
2020 Alfa Romeo Stelvio
$133
$282
Remember that your driving record, where you live, if you have a new or more expensive model, and other factors affect how much you pay for insurance. Compare a variety of car insurance quotes when pricing plans before signing up with a company.

What factors affect Alfa Romeo car insurance rates?

Multiple factors change
how car insurance is calculated
, such as:
  • Vehicle cost:
    Collision coverage
    and
    comprehensive coverage
    are less for older vehicles than new ones, but Alfa Romeos are luxury cars, so that will add to your insurance rate costs. 
  • Vehicle age: If you own an older or used model, that will help you cut down on your cost for insurance.
  • Cost of parts: Replacement parts for Alfa Romeos must be imported from Italy, which can increase your premium.
  • Your age: If you are under 25, you’ll end up with a higher cost since you have less driving experience. Senior drivers also experience higher insurance rates starting at age 70.
  • Your driving record and claims history: If you’ve kept up a
    good driving record
    , you’ll likely save money on insurance, but if you’ve been in an at-fault accident or faced other violations, those slip-ups will cost you.
  • Where you live: Places with higher crime and more accidents mean higher costs for insurance.
Here are some other factors that affect auto insurance rates for the Alfa Romeo:
  • Materials: Parts for Alfa Romeos are Italian imports, so you’ll likely see increased costs, though you might have some luck with refurbished options.
  • Safety: Alfa Romeos receive high marks in both European and American safety tests, so insurance providers consider them less risky and therefore cheaper to insure.
  • Reliability: Alfa Romeos are above average for reliability ratings, and they were even recently ranked fifth out of 32 competitors in the UK for reliability, beating out a lot of other luxury brands.
  • Brand: Alfa Romeo is a luxury brand and an import, so these factors will work against you if you’re trying to save on insurance. 

Alfa Romeo insurance cost for young drivers

If you’re a
teen driver
between 16 and 19, you will have a higher insurance rate compared to other ages, even as a good driver. If you are a teenager with an Alfa Romeo, look at adding
full coverage
to offset the higher accident risk.

card cover
Mike (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$280
per month
card cover
Derek (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carAlfa Romeo Giulia TI Q4
$301
per month

Alfa Romeo insurance cost for senior drivers

If you’re an older driver, expect your car insurance bills to increase around age 70. Since this age group faces increased accident rates,
senior drivers' auto insurance premiums
are often more expensive. Seniors are also more likely to experience serious injuries, which leads to extra medical bills. Auto insurance companies see this as a higher risk and pass that cost on to you.

card cover
Lottie (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carAlfa Romeo Giulia TI Q4
$161
per month
card cover
Julia (71 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$165
per month
card cover
Christine (75 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationWhiting, NJ
$87
per month
While your age affects your insurance rates, a number of other factors also play a role in determining how much you’ll pay to protect your vehicle. That’s why shopping for personalized insurance quotes is the best way to know what you can expect to pay for car insurance.

Alfa Romeo insurance cost for drivers with driving violations 

Your driving record affects your Alfa Romeo insurance rate. If you have no driving violations or at-fault accidents, you’ll pay a lot less, but expect higher premiums if you've had any of the following in the last three to five years:
  • At-fault accidents
  • DUIs
  • Driving on a suspended license
  • Reckless driving
  • Speeding tickets

Cheapest car insurance for Alfa Romeo drivers with speeding tickets

A minor speeding ticket usually doesn’t hurt your insurance rate, but a stack of tickets or extreme speeding will. Jerry can still help Alfa Romeo drivers locate insurance options if they have a few tickets.

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Alfa Romeo StelvioPlymouth Rock
$185
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Alfa Romeo GiuliaMercury
$380
• 50,000/100,000 Liability
• Comp / Collision
Speeding 16-20
Alfa Romeo Stelvio
Gainsco
$205
• State Minimum Liability
• Comp / Collision
Speeding 21+
Alfa Romeo Giulia TIProgressive
$161
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated May 23, 2024

Cheapest car insurance for Alfa Romeo drivers with a DUI record

If you end up with a
DUI conviction on your record
, it will hit your auto insurance premiums, but keep in mind that each auto insurance company charges you a different rate based on a DUI. Finding the best policy means comparing quotes from multiple insurers. Fortunately, Jerry can help you with that process.

card cover
Nellie (30 years old)
DUI
coverageCoverage
State Minimum
$109
per month
card cover
Cynthia (41 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$282
per month

Cheapest car insurance for Alfa Romeo drivers after an accident

Factors such as how many accidents you’ve been in or how many claims you’ve filed make a difference in your insurance rate. Even one at-fault accident will increase your coverage costs. Don’t give up, though. Jerry can help drivers save money on auto insurance regardless of their driving history.

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Alfa Romeo GiuliaAllstate
$635
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Alfa Romeo StelvioSafeco
$125
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Alfa Romeo Giulia TITravelers
$292
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Alfa Romeo StelvioNationwide
$255
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Alfa Romeo Giulia QuadrifoglioPlymouth Rock
$237
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated May 23, 2024

Cheapest car insurance for Alfa Romeo drivers with other driving violations on their record

Any ticket or moving violation, especially a more extreme violation like reckless driving or
driving on a suspended license
, has the potential to increase your insurance premium. Here are common driving violations that will likely increase your rate, as well as how to still find affordable auto insurance quotes. 

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Alfa Romeo GiuliaProgressive
$318
• 100,000/300,000 Liability
• Comp / Collision
Failure to Stop
Alfa Romeo GiuliaSafeco
$292
• 100,000/300,000 Liability
• Comp / Collision
Careless Driving
Alfa Romeo Stelvio TIBristol West
$287
• 100,000/300,000 Liability
Driving on Sus. License
Alfa Romeo StelvioPlymouth Rock
$106
• 100,000/300,000 Liability
• Comp / Collision
Failure to Stop
Alfa Romeo GiuliaMercury
$326
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 25, 2024

How can I lower the cost of my Alfa Romeo car insurance?

Don’t worry, you can still cut costs when insuring your Alfa Romeo vehicle, no matter your age, driving history, and more. Here are a few options:  
  • Shop around:
    Compare costs and alternatives
    to find the best price. Jerry helps you compare quotes from more than 50 big-name companies to give you the best rates, and you can get free quotes in seconds. Jerry can even help you cancel your current insurance and switch to a new one.
  • Buy a less expensive model: If you get the most expensive car in the lineup, insurance is going to cost you more, so consider looking at a cheaper model or a used version.
  • Bundle your insurance policies:
    Bundling home and auto insurance
    with the same company often means a break on your rate. 
  • Participate in a telematics program: Some companies offer options to track your driving habits via technology, allowing you to earn a discount on your premium if you demonstrate safe driving habits.
  • Reduce your coverage: If you have a used or older vehicle, consider
    cutting back on coverage
    to save money.
  • Raise your deductible: You can get a cut on your insurance premium if you increase your deductible–just don’t go so high that it’s unrealistic.

FAQs

The best option is shopping around to find a good deal–don’t grab the first company in the search results. You might find some extras are unnecessary, and most insurers have discounts available. Check with your agent about possible discounts, such as a safe driver discount, to help.
They are about average when it comes to repair costs, but it depends on the model and year. They are luxury imports, so that adds to your repair bill, but they also have
high reliability ratings
, which helps cut back on needed repairs. Keeping up with regular maintenance helps your Alfa Romeo run better and longer, minimizing the chance of damage.
Alfa Romeos are 22% more average when it comes to insurance. You can expect to pay around $217 if you need full coverage or $114 if you stick with the state minimum.
Overall, you will pay around $114 per month or $1,368 per year if you have an Alfa Romeo. Of course, what model and trim you own, the state you live in, your age, and if you have a good driving record will affect your rate. If you have a brand-new model, it will cost more than a vehicle that is even a year or two old.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.