Expert Advice for High Risk Auto Insurance

All Articles on High Risk Auto Insurance

Car Insurance Companies That Don’t Check Your Driving Record
Every car insurance company will check your driving record, but there are some providers who will insure high-risk drivers.
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Brittni Brinn
Does USAA Have SR-22 Insurance?
USAA can file an SR-22 for you, and help you find a car insurance policy as a high-risk driver. Here’s what you need to know.
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Bonnie Stinson
Does Progressive Have SR-22 Insurance?
Progressive offers affordable SR-22 and FR-44 coverage for many drivers with traffic violations.
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Bonnie Stinson
Does Allstate Have SR-22 Insurance?
Compared to other insurance providers, Allstate has higher-than-average SR-22 insurance rates.
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Andrew Biro
Does The General Have SR-22 Insurance?
The General has cheaper-than-average SR-22 insurance and specializes in providing high-risk drivers with affordable auto insurance policies.
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Andrew Biro
Does Wawanesa Have SR-22 Insurance?
Wawanesa offers affordable SR-22 insurance policies for many California drivers with traffic violations.
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Macy Fouse
Does Elephant Have SR-22 Insurance?
Elephant offers SR-22 insurance policies for drivers with traffic violations in Illinois, Indiana, Tennessee, Texas, and Virginia.
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Macy Fouse
Does Esurance Have SR-22 Insurance?
Esurance offers affordable SR-22 insurance coverage for many drivers with traffic violations.
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Melanie Krieps Mergen
Does Dairyland Have SR-22 Insurance?
Dairyland provides SR-22 insurance for drivers with all sorts of traffic violations, but rates are high.
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Katherine Duffy
Does Root Insurance Have SR-22 Insurance?
Root Insurance offers competitive rates for SR-22 drivers. Learn more here.
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Katherine Duffy
Does Kemper Have SR-22 Insurance?
Kemper offers SR-22 insurance at a price that’s more affordable than some, but not all, providers.
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Mary Alice Morris
Does Geico Have SR-22 Insurance?
Geico offers some of the most affordable SR-22 policies for high-risk drivers.
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Mary Alice Morris
What Is Non-Standard Car Insurance?
Non-standard car insurance refers to coverage offered to drivers deemed a higher risk for insurance companies. These policies typically carry high premiums.
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R.E. Fulton
Does AAA Have SR-22 Insurance?
AAA offers SR-22 insurance at a competitive rate. Keep reading for answers to your SR-22 questions.
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Jessica Gibson
Does Liberty Mutual Have SR-22 Insurance?
Liberty Mutual does offer SR-22 insurance coverage options, but SR-22 drivers will typically pay rates up to 133% higher than drivers with a clean record.
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Liz Jenson
Does Bristol West Have SR-22 Insurance?
Bristol West offers affordable SR-22 insurance policies for many drivers with traffic violations. Here are more details!
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Zachary Morgan
Does Direct Auto Have SR-22 Insurance?
Direct Auto offers affordable SR-22 insurance policies for many drivers with traffic violations.
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Zachary Morgan
Does Farmers Have SR-22 Insurance?
Farmers offers SR-22 Insurance for an average of just 2% more than regular car insurance. But if you have a DUI conviction, it’ll cost you quite a bit more.
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Matthew Lynaugh
Does Erie Insurance Have SR-22 Insurance?
Erie Insurance offers very affordable SR-22 insurance, with an average rate of just 5% higher than regular insurance. But if you have a DUI, you’ll pay much more.
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Matthew Lynaugh
Does SafeAuto Have SR-22 Insurance?
SR-22 insurance through SafeAuto is expensive, and full-coverage options are only available to existing policyholders.
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Liz Jenson
Does Nationwide Have SR-22 Insurance?
If you’ve had a traffic violation and are considered a high-risk driver, National General offers SR-22 insurance policies.
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Andrea Barrett
Does National General Have SR-22 Insurance?
If you are considered a high-risk driver and have a traffic violation on your record, National General offers SR-22 insurance policies.
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Andrea Barrett
Standard vs. Non-Standard Car Insurance
While standard car insurance targets low-risk drivers, non-standard car insurance is aimed at drivers with a history of at-fault accidents or traffic violations.
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Alison Daurio
Does State Farm Have SR-22 Insurance?
State Farm has affordable SR-22 insurance policies for many drivers with traffic violations.
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R.E. Fulton
Affordable Car Insurance for High-Risk Drivers
Several car insurance companies offer competitive premiums to high-risk drivers—here’s where to look for them.
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Pat Roache
How to Request a Maryland MVR
To request a Maryland motor vehicle record, you can fill out an online form or mail your request to the Motor Vehicle Administration.
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R.E. Fulton
Who is an At-Risk Driver?
High-risk drivers put more than their safety on the line. They can also face high insurance costs.
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Mary Alice Morris
How Much is Car Insurance for High-Risk Drivers in Florida?
If you’re young or have violations on your driving record, you can expect Florida car insurance companies to charge you more than the average driver.
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Sean Boehme
Driving with No Insurance
Driving without car insurance is a serious offense. Getting caught will get you a hefty fine and potential license suspension–and say goodbye to cheap car insurance.
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Bonnie Stinson
How to Fill Out and File an SR-22
Filling out and filing an SR-22 form helps drivers who have had a DUI, points, or driven while uninsured regain their license or apply for a new one.
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Cheryl Knight

All Questions on High Risk Auto Insurance

How do you get car insurance with a DUI?
I got a DUI this spring. I'm finally able to drive again, but I need insurance. How does insurance work with a DUI?
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Emily Maracle
What is an interlock system on a car?
I recently got a DUI, and now the state is requiring an interlock system. What is an interlock device?
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Eric Schad
How do I lower the cost of my car insurance if I have a bad driving record?
I was kind of a reckless driver when I was younger, and I have a string of tickets and at-fault accidents on my record. Now I pay way too much for my insurance. How do I lower the cost of my car insurance considering my bad driving record?
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Nick Kunze
How long will a negligent driving infraction stay on my record?
I recently got a negligent driving infraction added onto my driving record. I’ve made sure to improve my driving habits so this sort of thing will never happen again. In the meantime, I’m worried about my high insurance rates. When can I expect this to leave my record?
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Olivia Rose
How long will a DUI stay on my driving record in Indiana?
Two years ago, I was convicted of a DUI after having a few too many drinks with the boys. I’ve just purchased a new car and need to get insurance, but I’m worried the charge will skyrocket my premium in Indiana. How long does a DUI stay on your driving record?
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Andrea Barrett
How long will a DUI stay on my driving record in Iowa?
I have a DUI conviction on my driving record from when I was 24. I’m searching for a new insurance policy almost 10 years later and wondering if the charge will still affect my rates. How long does a DUI stay on your record in Iowa?
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Andrea Barrett
How long will a DUI stay on my driving record in Kansas?
I live in Kansas and was convicted of driving under the influence almost four years ago. I’ve been paying sky-high insurance rates since it happened because I need a work vehicle, but I’m wondering how much longer it’ll stay on my record and affect my premium.
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Andrea Barrett
How long will a DUI stay on my driving record in Kentucky?
I’m looking for a new insurance policy for my car. Last year, I was convicted of DUI and my insurance premiums went through the roof. How long will it stay on my record?
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Andrea Barrett
How long will a DUI stay on my driving record in Louisiana?
I was nailed with a DUI in Louisiana last year and my car insurance is breaking my bank! How long until it’s finally off my record and my rates go back to normal?
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Andrea Barrett
How long will a DUI stay on my driving record in Maine?
I made the mistake of driving home from the bar after a few drinks and got pulled over. I now have a DUI on my record and I’m terrified to see how much my insurance jumps. How long does it stay on your record in Maine?
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Andrea Barrett
How long will a DUI stay on my driving record in Maryland?
I have a DUI conviction on my Maryland driving record from a few years ago, and I’m sick of paying an insane premium for my car! How long will it be on my record and affect my insurance?
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Andrea Barrett
How long will a DUI stay on my driving record in Michigan?
I was convicted of a DUI several years ago and I’ve been paying insurance rates in Michigan that are more than triple what my partner is paying. When will the DUI be cleared from my record so my insurance rates can return to normal?
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Andrea Barrett
How long will a DUI stay on my driving record in Minnesota?
I have a DUI on my Minnesota driving record that’s shot my insurance rate through the roof. How long will the conviction stay on my record and affect my premium?
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Andrea Barrett
How long will a DUI stay on my driving record in Mississippi?
Last year, I drove home from the bar after having a few drinks and was nailed for a DUI. How long will it stay on my Mississippi driving record and affect my insurance rates?
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Andrea Barrett
How long will a DUI stay on my driving record in Missouri?
I have a DUI on my Missouri driving record from a poor decision a few years ago. Since the conviction, I’ve been paying insanely high insurance rates—and I’m sick of it! How much longer will the charge be on my record?
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Andrea Barrett
How long will a DUI stay on my driving record in Montana?
How long does a DUI stay on a driving record in Montana? I was caught driving with a blood alcohol content over the legal limit last year and I’ve paid dearly for it on my insurance. Is there any hope of my rate going down soon?
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Andrea Barrett
How long will a DUI stay on my driving record in Nebraska?
I’ve had a DUI conviction on my Nebraska driving record for three years, increasing my insurance premiums. Is there any sight of it coming off soon?
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Andrea Barrett
Will Farm Bureau file my SR-22?
I had a major lapse in judgment and as a result, was convicted of a DUI. The court is requiring me to get an SR-22 certificate but I’m afraid that my insurance company will drop me because of it. Will Farm Bureau still insure someone who has to file an SR-22?
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Mary Cahill
Will Infinity file my SR-22?
After a rough year financially, I let my car insurance policy lapse and got caught driving uninsured. In order to get my license back I have to submit an SR-22 form. I used to have Infinity car insurance—will they still insure me if I need an SR-22?
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Mary Cahill
Will Infinity file an SR-22?
After a rough year financially, I let my car insurance policy lapse and got caught driving uninsured. In order to get my license back I have to submit an SR-22 form. I used to have Infinity car insurance—will they still insure me if I need an SR-22?
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Mary Cahill
Can Infinity file an SR-22?
After a rough year financially, I let my car insurance policy lapse and got caught driving uninsured. In order to get my license back I have to submit an SR-22 form. I used to have Infinity car insurance—will they still insure me if I need an SR-22?
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Mary Cahill
Will Mercury file my SR-22?
I’m normally a cautious person, but after a particularly tough day at the office, I found myself speeding like Steve McQueen down the Interstate, which resulted in a reckless driving conviction. I have Mercury car insurance, will they agree to file an SR-22 for me?
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Mary Cahill
How do I view my Bristol West insurance ID card?
I just signed up for a Bristol West insurance policy after getting into a couple of accidents this year. I really need to keep my driving record clean, so I want to make sure my proof of insurance is ready to go whenever. How do I view my Bristol West insurance ID card?
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Shannon Fitzgerald

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