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Cheapest Mazda 5 Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mazda 5
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Mazda 5 car insurance cost? 

On average, Mazda 5 drivers spend $91 each month on state minimum car insurance and $169 per month for full coverage. Compared to other popular cars like the
Toyota Pruis
,
Kia Rondo
, and
Subaru Crosstrek
, the Mazda 5 is 13% more more expensive to insure.
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Mazda 5 insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes.

Compare the cheapest Mazda 5 car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Mazda 5 drivers save an average of $1,407 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
May 30, 2024
Mazda 5Mercury
$130
• 50,000/100,000 Liability
May 21, 2024
Mazda 5State Auto
$150
• 100,000/300,000 Liability
• Comp / Collision
May 17, 2024
Mazda 5 SportInfinity
$133
• State Minimum Liability
• Comp / Collision
May 12, 2024
Mazda 5Nationwide
$99
• State Minimum Liability
• Comp / Collision
May 11, 2024
Mazda 5
Gainsco
$307
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 30, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Mazda 5, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Mazda 5 owners

There’s no single best insurance company for all Mazda 5 owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Mazda 5?

The average cost of Mazda 5 insurance is $169 per month for full coverage and $91 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Mazda 5
$169
$91
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Mazda 5 trims.
CarMonthly minimum coverage costMonthly full coverage cost
5 Mazda
$86
$168
5 Mazda Sport
$141
$211
Lower my car insurance too!

Mazda 5 insurance cost by model year

The more recently your Mazda 5 was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Mazda 5s provided by Jerry to better understand how your driver profile might affect your cost.

2015 Mazda 5 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$149
• State Minimum Liability • Comp / Collision
$120
Jack, 28
Gastonia, NC
• 50,000/100,000 Liability • Comp / Collision
$323
Ella, 36
New Haven, CT
• State Minimum Liability • Comp / Collision

2014 Mazda 5 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$185
Jane, 38
Katy, TX
• 50,000/100,000 Liability • Comp / Collision
$193
Marie, 31
Augusta, GA
• 100,000/300,000 Liability • Comp / Collision
$223
Jeffery, 47
Phoenix, AZ
• State Minimum Liability • Comp / Collision
$160
Mina, 44
Vancouver, WA
• State Minimum Liability • Comp / Collision
$118
• No Coverage Liability

2013 Mazda 5 car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$104
Etta, 32
Mentor, OH
• State Minimum Liability • Comp / Collision
$291
• 50,000/100,000 Liability • Comp / Collision
$96
Sarah, 50
Fond Du Lac, WI
• 100,000/300,000 Liability • Comp / Collision
$93
Chad, 32
Concord, NC
• 50,000/100,000 Liability • Comp / Collision
Clearcover
$302
Ivan, 27 Uniontown, KY
• State Minimum Liability • Comp / Collision

See all Mazda 5 insurance information by year

Are Mazda 5s expensive to insure? 

The average Mazda 5 insurance rate is $91 per month. Compared to the national average for other models from a similar price range, it is 13% more expensive to insure a Mazda 5.
CarMonthly minimum coverage costMonthly full coverage cost
Mazda 5
$91
$169
Mitsubishi Lancer
$103
$186
Subaru Impreza
$90
$154
Fiat 500
$84
$156
Kia Rondo
$84
$166
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Mazda 5 safety ratings

Safety ratings are an essential part of determining car insurance rates. The safer the vehicle, the lower the risk to insurers and, in most cases, the less expensive insurance will be.
Two main organizations test vehicle safety:
  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests. 
Take a look at the table below for a detailed look at the safety ratings for the Mazda 5.

Insurance Institute for Highway Safety (IIHS) Rating

Rating type
Rating
Small overlap front: driver-side
Poor
Moderate overlap front: original test
Good
Side: original test
Marginal
Roof strength
Good
Head restraints & seats
Acceptable
Front crash prevention
N/A

Mazda 5 safety features 

Insurers are all about safety, which means vehicles with excellent safety features and safety ratings typically see lower insurance rates. The Mazda 5 is designed to accommodate small families while offering the same fun-to-drive characteristics that other Mazdas are known for. And while it may not be fast, the Mazda 5 is safe.
Check out the table below for a list of some of the Mazda 5’s safety features:
Type
Description
Dual front side-mounted airbags
Protect the driver and passenger from coming into contact with intruding parts of the vehicle side structure.
Front, rear, and third-row head airbags
Reduce the risk of head injuries and supplement the protection provided by side airbags.
Passenger airbag occupant sensing deactivation
Automatically deactivates passenger airbags when the front passenger seat is unoccupied.
Stability control
Prevents the vehicle from skidding during turns, sharp braking, or sudden maneuvers.
Traction control
Designed to help accelerate and prevent wheel slippage (over-spinning) when driving on slippery surfaces.
Rear door child safety locks
Prevent children from accidentally opening the rear car doors.
4-wheel ABS
Helps avoid slips by automatically pumping the brakes while the driver applies constant pressure on the brake pedal.
Ventilated front disc / solid rear disc brakes
Designed for better cooling and speed reduction to avoid accidents or reduce the consequences of accidents.
Emergency braking assist
Automatically applies maximum braking force to mitigate a driver's tendency to brake without enough force during a panic-stop situation.
Tire pressure monitoring
Uses sensors in each tire to monitor tire air pressure; a low-pressure warning light will illuminate when tire pressure drops below the recommended pressure.

What other factors affect Mazda 5 insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Mazda 5 insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
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Alberta (22 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$231
per month
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Ernest (24 years old)
coverageCoverage
State Minimum
$63
per month
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Rosa (22 years old)
coverageCoverage
State Minimum
locationAbbeville, GA
$147
per month

Mazda 5 insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
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Carolyn (70 years old)
coverageCoverage
State Minimum
$103
per month
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Jesse (69 years old)
coverageCoverage
State Minimum
$85
per month

Mazda 5 insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Mazda 5 drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Mazda 5 drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Mazda 5 SportNational General
$127
• 50,000/100,000 Liability
• Comp / Collision
Speeding 11-15
Mazda 5The General
$175
• State Minimum Liability
• Comp / Collision
Speeding 21+
Mazda 5 SportBristol West
$118
• No Coverage Liability
coverageLast Updated May 30, 2024

Cheapest car insurance for Mazda 5 drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Mazda 5 drivers obtain affordable auto insurance rates after a DUI.
card cover
David (48 years old)
coverageCoverage
State Minimum
locationSouth Richmond Hill, NY
$299
per month
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Earl (45 years old)
coverageCoverage
State Minimum
$140
per month

Cheapest car insurance for Mazda 5 drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Mazda 5 drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Not At Fault
Mazda 5Progressive
$270
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Mazda 5
Gainsco
$163
• State Minimum Liability
At Fault With Injury
Mazda 5National General
$244
• State Minimum Liability
Not At Fault
Mazda 5 SportInfinity
$133
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Mazda 5
Electric
$94
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 29, 2024

Cheapest car insurance for Mazda 5 drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Mazda 5 drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Failure to Yield
Mazda 5
Electric
$79
• State Minimum Liability
Failure to Yield
Mazda 5
Electric
$79
• State Minimum Liability
coverageLast Updated May 30, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.