Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Will underinsured motorist coverage cover my sister's medical bills?

My sister was injured in an accident and she needed surgery. Her bodily injury coverage is $50,000/$100,000 and her underinsured motorist coverage is $25,000. The other driver only had bodily injury coverage of $15,000. What part of her policy will cover the remaining balance of her medical bills?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When you’re in an accident with a driver who is underinsured, your
underinsured motorist coverage
 will cover any remaining medical bills or damages.
Bodily injury liability
 only applies when you are at fault in an accident and the other driver is injured. This is why the other driver’s insurance paid out their limit of $15,000 to cover your sister’s medical expenses.
Since your sister’s underinsured motorist coverage is $25,000, that is the amount her insurance will cover. If any expenses exceed that limit, she will have to pay out of pocket for them. “
Car Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Uninsured Motorist Coverage in Maryland: Do You Need It?

Maryland law requires uninsured/underinsured motorist bodily injury liability insurance that covers at least $30,000 in damages per person injured.
avatar
Jacqulyn Graber
card cover

Uninsured Motorist Coverage in Virginia: Do You Need It?

Virginia requires some uninsured/underinsured motorist coverage if you choose to buy insurance, but is it enough to protect you after an accident?
avatar
Cassandra Hamilton
card cover

What is Uninsured Motorist Bodily Injury Coverage?

Uninsured motorist bodily injury is a type of coverage that protects you against uninsured drivers.
avatar
Brady Klopfer

Read Advice From Car Experts At Jerry

card cover

How To Reset the Anti-Theft System On a Nissan Altima Push To Start

There are two security measures in the Nissan Altima—here’s how to reset the anti-theft system to regain access to your vehicle.
avatar
Abbey Orzech
card cover

Can You Buy a Car With a Learner’s Permit?

You can buy a car with only a permit, but you can’t register it. A good option is to have a fully licensed driver be the legal owner until they can transfer it.
avatar
Bonnie Stinson
card cover

What Audi Owners Need To Know About Catalytic Converter Theft

Despite not being among the top 10 cars for catalytic converter theft, Audis are still vulnerable. Let’s look at how to safeguard your Audi.
avatar
Jennifer Justice

What Others Are Asking

How do I play music via Bluetooth in a 2009 Ford Fiesta?
I just snagged a sweet used Ford Fiesta after my Focus was stolen from my garage! I like to have some good tunes while I drive, but this Fiesta is pretty old. How do I play music via Bluetooth in a 2009 Ford Fiesta?
avatar
Jason Tushinski
Where is the OBD port on a 1995 Honda Civic?
I’ve got an old Honda that I’ve been meaning to fix up. I have an OBD reader, but I can’t for the life of me find the port! Can you tell me where the OBD port is on a 1995 Honda Civic?
avatar
Amber Reed
How do you open a Subaru Legacy gas tank?
I just traded in my old Chevy Malibu for a newer Subaru Legacy, and while I love the look of my new car, it’s a little confusing trying to orient myself! I’m not even entirely sure how to open the fuel tank so I can gas up. How do you open a Subaru Legacy gas tank?
avatar
Kathryn Mae Kurlychek
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all