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Will Geico cover a replacement for my ignition key if it was stolen?
My car key and key fob were stolen, and although I can get into my car with the mobile app, I cannot start or drive my car since there is no key for the ignition. Will Geico cover a key replacement, and if so, how much will it cost?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so sorry to hear that your car keys were stolen. If you have
comprehensive coverage
on your car insurance
policy, which covers theft of your vehicle and its parts, Geico may be able to cover the cost of your replacement key. However, if you do not have comprehensive coverage, you will likely have to cover the cost of a replacement key yourself.Before getting started on replacing your key, you should report the theft to the police. The fact is, as long as someone else has your keys, your vehicle is at risk of being stolen. The police can help you with some preventative measures to help keep your car safe.
If you do have comprehensive coverage, your company will likely require a police report when you file a claim, so it’s a wise step to take.
If you end up having to cover the cost of the key fob on your own you can expect to pay between $150 and $500 depending on what type of vehicle you drive. Reach out to your dealership and talk to them about getting a replacement key fob for more detailed information.
Dealing with stolen car keys can certainly be stressful and expensive. Once the issue is sorted out, consider checking out the
Jerry
app to see how you can save time and money on your car insurance premium.Once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $879 a year.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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