SR-22 in Kansas: What You Need to Know

Kansas will require an SR-22 for a minimum of 12 months for a driver who has been convicted of a serious traffic offense.
Written by Tom Hindle
Reviewed by Kathleen Flear
In Kansas, an
SR-22 form
is required to guarantee you meet minimum insurance requirements after you have been convicted of a serious traffic offense, such as a DUI.

What is an SR-22 in Kansas?

In Kansas, you may be required to file an SR-22 with the DMV if you've had your license suspended or revoked due to major driving violations. The certificate acts as a form of support from your insurance provider that you can still pay your minimum coverage despite legal and financial punishment.
With good driving behavior, you’ll need an SR-22 for 12 months—but that could be longer depending on the severity of the incident.
An SR-22 usually becomes necessary after a significant driving offense, such as:
Meeting insurance requirements isn’t easy, though. Kansas requires that drivers have a minimum of:
  • $25,000
    bodily injury liability
    coverage per person
  • $50,000 bodily injury liability coverage per accident
  • $25,000
    property damage liability
    coverage per accident
  • $50,000 uninsured/underinsured motorist coverage per accident
  • Personal injury protection (PIP)
    that includes $4,500 in medical expenses, up to $900 per month for a year for disability or loss of income, $25 per day for in-home services, $2,000 for funeral burial or cremation costs, and $4,500 for rehabilitation
  • Survivor benefits, including up to $900 per month for a year for disability or loss of income and $25 per day for in-home services
Keep in mind, though, that these are
Kansas's minimum requirements
, and they won't cover your damages in the event of an accident.
Key Takeaway You’ll need an SR-22 for 12 months after having your license revoked or suspended in Kansas.

Who needs an SR-22 in Kansas?

Drivers who’ve had their
license suspended or revoked
due to a serious violation, such as a DUI, typically need an SR-22. Effectively, the state regards those individuals as unfit to drive unless an insurance company can back them up financially.
Any DUI conviction will likely require that you obtain an SR-22, but it’s ultimately at the discretion of the state.
Compare auto insurance policies
No spam or unwanted phone calls · No long forms
Find insurance savings

How do you get an SR-22 in Kansas?

First, you’ll need to inform your insurance company of your license status and provide any official documentation they request. Next, as long as they are willing to file an SR-22, the insurance company will usually handle the work from there.
Before your SR-22 is accepted, you’ll need to pay any legal fees outstanding from your conviction. You will also have to pay costly license reinstatement fees.
Be aware that some insurers simply will not issue SR-22 certificates. Whether they’re too expensive, or if you have a bad driving record, it’s at their discretion as to whether to file one or not. It might also be company policy to not offer them.
Need to know: If you're required to file an SR-22 in Kansas but you don't have your own vehicle, you may be able to purchase
non-owner SR-22 insurance

How much does an SR-22 cost in Kansas?

Filing an SR-22 itself is relatively cheap—most companies will charge you between $15 to $25.
Unfortunately, that’s not the only cost associated with an SR-22 in Kansas. SR-22 insurance is significantly more expensive than a standard package, with prices typically increasing by $29 per month. You can also expect any sort of
good driving discounts
to vanish.
An SR-22 is also the result of a conviction, so you’ll also have fines and possibly court fees to pay.
The bottom line, an SR-22 is expensive.

How does an SR-22 impact your insurance in Kansas?

A serious moving violation on your record can
send your premiums skyrocketing
. The exact figure depends on the severity of the incident and the strength of your previous insurance package. Luckily, you may be able to save by comparing quotes with an insurance comparison tool like the
You might have to obtain a new package altogether, as well. Some companies simply don’t offer SR-22 certificates.
There is some good news, though! If you maintain a clean driving record for more than 12 months, your SR-22 will be removed and your premiums should drop.
asked me a few questions about my employment and education to find discounts, and it came back with a quote that has the exact same coverage for $150 less per month. They even signed me up and canceled my other insurance for me, and my old insurance just direct deposited my refund right into my checking account. Answering 10 questions could save you $1,800 a year. I’m blown away."—Satisfied Jerry customer
Haven’t shopped for insurance in the last six months? There might be hundreds $$$ in savings waiting for you.
Judith switched to Progressive
icon savingsSaved $725 annually
Alexander switched to Travelers
icon savingsSaved $834 annually
Annie switched to Nationwide
icon savingsSaved $668 annually
Are you overpaying for car insurance?
Compare quotes and find out in 45 seconds.
Try Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings