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Will car insurance companies know that I work for Instacart?
I damaged my car while working for Instacart. I'm wondering if Progressive can tell that I was on the clock when the damage was done. Do they have access to my hours?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While your
car insurance
company won’t have access to your hours, they may ask you specifics regarding the accident if you file a claim.Progressive could discover the circumstances their investigation of the accident. If you don’t have the proper coverage on your policy for business use or ridesharing, they may
deny your claim
.Although it may be tempting not to tell
Progressive
that the accident occurred while working for Instacart, it would be in your best interest to tell them the truth. Leaving out this information could result in any of the following:
- You could be flagged for insurance fraud.
- Progressive might cancel your policy.
- With a canceled policy and insurance fraud on your insurance history, it may be difficult to find affordable car insurance. In fact, providers may deny you altogether.
Pro tip: While you may not get this claim covered, you can prevent paying out of pocket for future claims by ensuring you have the proper coverage in the future. You’ll have to check with Progressive as you may need a commercial policy or
ridesharing coverage
on your current policy.You can also use the
Jerry
app to explore other options. Jerry provides you with customized quotes from top providers in minutes for free!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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