Why am I only being offered a $10 payout for damage due to a pipe leak?
"A pipe connected to a hose in my backyard was broken and leaking water. When I called a repairman, he made a hole in my house to access the pipe. There was also some water damage to my ceiling. When someone from the insurance company came over to check out all the damage, they only offered to pay me $10. Why am I being offered so little?