“The state with the cheapest homeowners insurance below the Mason Dixon line is (drum roll please) North Carolina!
The average cost of a homeowners policy is $1,049 per year, about 14% below the national average.
Due to the impacts of climate change and weather patterns on homes, homeowners policies in the south are actually much more expensive than their northern counterparts. Three southern states, Florida, Arkansas, and Texas, are listed among the top five most expensive home insurance states in the country.
Keep in mind, the cost of a homeowners policy changes greatly depending on these factors:
Quality of building materials
Proximity to fire station
Working closely with a reliable and experienced real estate agent will be beneficial during a move like this. Per many real estate websites, Austin, TX is the #1 southern city to live in and is also ranked as #3 in the country. This is based on factors like:
diversity in activities and entertainment
a highly educated and growing workforce
Any time you have life changes, it is a great time to re-shop both your home and auto insurance
policies. By bundling both your auto and home insurance together, you can save on both policies with a multi-line discount. Use the free Jerry
app to help make this happen! Jerry collects auto and home quotes from over 50 companies and brings the lowest available rates right to your phone.”