so you can compare prices based on the coverage you need. Get at least three to five quotes from insurers with a good reputation for reliability and customer service.
Although you can pay $500 yearly to the State of Virginia and forego auto insurance, this isn’t recommended.
You should probably also opt for insurance coverage that goes above the 25/50/20 minimum liability specified by the state. Consider getting 100/300/100 liability coverage that will provide better protection. This breaks down to:
$100,000 for bodily injury liability per person
$300,000 for bodily injury liability per accident
$100,000 for property damage liability per accident
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.