Services
Insurance
Loans
Repairs
Advice
About

What type of car insurance am I required to have for a financed car in California?

I'm trying to figure out what car insurance I'm supposed to have for a financed car. Is there a minimum that's required in California? Will car insurance companies know what the requirements are?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Full coverage car insurance
is a requirement for most financed vehicles in
California
.
Full coverage isn't required by California law, but it's stipulation from most lenders for the duration of an
auto loan
. Most lenders require that the financed vehicle carry both
collision car insurance
and
comprehensive insurance
. Occasionally, they will require specific
liability car insurance
coverage limits above the required state minimums as well.
When you sign your finance agreement, your lender should provide you with the specifics of the coverage required. If they don’t, ask them directly about coverage you’re required to have.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings