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What is the recommended deductible to have for full coverage?
Is there a specific deductible amount that's recommended for full coverage?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When deciding what a good
comprehensive insurance
and collision insurance
deductible is, you’ll need to look at what you can afford.Deductibles range from $0-$2500 depending on the carrier. The higher your deductible, the lower your rate for full coverage will be. The most common deductibles to carry are $500 and $1,000.
Most people feel they are able to easily pay this out of pocket when submitting a claim.
If you aren’t able to afford a $500 or $1,000 deductible, consider going with a lower deductible amount to start. Once you’re able to save money, you could raise your deductible.
While a lower deductible will have a higher upfront cost, you’re ensuring you can pay your part to repair your vehicle.”
View full answer
- Gregory R.
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