Expert Advice for Deductibles

All Articles on Deductibles

What Is Comprehensive Deductible Coverage and What Does it Cover?
This guide tells you what a comprehensive coverage deductible is and what it covers. Read on to learn about comprehensive coverage deductibles.
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Jerry
Oct 15, 2021
What Is an All-Perils Deductible?
All-perils deductibles include coverage for any and all damages that may occur on your belongins.
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Jerry
Nov 25, 2021
What Happens if You Can't Pay Your Insurance Deductible?
In order to receive insurance benefits after filing a claim, you must first meet your deductible. Here’s what to do if you can’t afford it.
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Jerry
Oct 15, 2021
No Deductible Car Insurance, Explained
Deductibles are a standard part of insurance policies; however, some policies may allow you to avoid them. Read this guide on no deductible car insurance to learn what it is and if it's worth it.
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Jerry
Nov 04, 2021
The 4 Main Reasons Cheaper Car Insurance Isn't Always Better Insurance
You get what you pay for with car insurance. Cheaper car insurance policies can cost you more than just money.
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Jerry
Dec 09, 2021
How Do Deductibles Affect Car Insurance Premiums?
Generally, having a higher car insurance deductible results in a lower car insurance premium and vice versa.
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Jerry
Oct 14, 2021
How to Choose the Right Comprehensive Deductible
Choosing a comprehensive deductible that is too high could leave you paying more in the long run.
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Jerry
Dec 06, 2021
How to Choose the Best Car Insurance Deductible
You’ll want to consider the value of your car and your driving risk when choosing your deductible.
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Jerry
Dec 20, 2021

All Questions on Deductibles

How do you lower a Progressive car insurance?
I like my Progressive insurance but the bills are pretty steep right now. How can I lower my bill?
Liz Jenson
Dec 06, 2021
How do I avoid paying a car insurance deductible?
I can't afford to pay my car insurance deductible right now, but I need to file a claim for damages that I can’t afford out of pocket. What should I do? How can I avoid paying it?
Liz Jenson
Nov 17, 2021
How do I not pay my car insurance deductible?
I lost my job and no longer can afford my deductible if something happens to my car. I can barely afford my current monthly payments for my insurance. What can I do?
Lauren Smith
Nov 11, 2021
How to find deductible on car insurance?
I live in Arizona, and I just totaled my car in an accident last month, so my insurance rates are bound to go up. I'm interested in paying a higher deductible to leverage a raise in my rates. Where can I find my insurance deductible?
Carlos Kirby
Nov 09, 2021
How much is car insurance in CT per month?
How much is car insurance in Connecticut? I just moved here and need to get my vehicle insured in my new state.
Joshua Levy
Oct 26, 2021
Do you pay a deductible if you're not at fault?
I was in an accident two weeks ago. The police report and the claim adjuster agreed I was not at fault. I need to get my car repaired while I have full coverage. Will I need to pay the deductible?
Emily Maracle
Oct 25, 2021
How do I lower my deductible on my car insurance?
I have a really high deductible for my full coverage insurance. I needed to save money initially, so it's at $2,500. I want to lower it since I know I can't afford to pay that out of pocket after an accident. How can I lower it?
Emily Maracle
Oct 25, 2021
How can I avoid paying my car insurance deductible?
I got into an accident and will need to use my collision insurance. I have a $1,000 deductible. How can I avoid paying it?
Emily Maracle
Oct 20, 2021
How do I know what deductibles are best for me?
How do I know if I am getting the right deductibles for my insurance policy? I just bought a 2014 Toyota and paid cash for it. It's not a new car, but I still want to have it fully covered just in case of an accident.
Shannon Martin
Oct 14, 2021
What's the best way to choose a deductible for car insurance?
I am buying a new car and my lender says I need full coverage. My car insurance is giving me an option for deductibles. How do I choose what's best?
Emily Maracle
Oct 13, 2021
How can I lower my car insurance deductible?
I've always had a higher deductible since I don't make a ton of money, but although I'm a careful driver, I'm realizing that's not very sensible—I'd rather pay more money up front per month than pay a ton of money out of pocket if I'm at fault in a car accident. How can I lower my deductible?
Eric Schad
Oct 12, 2021
How do you get money from a car insurance claim?
I recently submitted an insurance claim for damage to my vehicle. The car needs to be repaired but my claim hasn’t been approved yet. How does a car insurance payout work?
Emily Maracle
Oct 06, 2021
Should I put in a motorcycle claim if I was the only one hurt?
Should I put in a motorcycle claim? I hit a grease patch and crashed my bike yesterday. There wasn't anyone else involved. I am pretty banged up and my bike definitely needs to get repaired. Can I put in a claim just for me and my bike?
Shannon Martin
Oct 06, 2021
How do I get my car insurance cost down?
What's the best way to lower my car insurance cost? I have a good credit score and have maintained a clean driving record. I would like to find other ways to help lower my premium.
Phoebe Mah
Oct 05, 2021
How do I get my car insurance deductible waived?
Can you get your car insurance deductible waived somehow? A rock hit my windshield and cracked it. I need to submit a claim to my insurance but have a $1,000 deductible for full coverage.
Emily Maracle
Sep 27, 2021
How do I know what my deductible is for my car insurance policy?
I just bought my first car, which I financed. The dealership said I had to purchase full coverage. I've never really dealt with any of this before, and I'm not sure what my deductible is or where to find it. How do I know what my deductible is?
Eric Schad
Sep 22, 2021
How can you find your car insurance deductible?
How do you find your car insurance deductible? Someone hit my car when I was getting a haircut. I want to file a claim but I can't find my deductible and I don't really understand what it means anyways.
Joshua Levy
Sep 22, 2021
How do I get a deductible waived?
I recently got into an accident, and I'm worried about paying my deductible. Is there any way to get it waived?
Liz Jenson
Sep 21, 2021
What's the difference between a deductible and an out-of-pocket max?
I see both of these listed on my insurance policies and I don't understand what the difference is. I know I have to pay a deductible, but wouldn't that be my out-of-pocket maximum?
Emily Maracle
Sep 09, 2021
How do I know what my full coverage deductible is?
I have full coverage on my vehicle, but I don't know what my deductible is. How do I find out?
Emily Maracle
Sep 09, 2021
Who is responsible for your deductible in an accident if you aren't at fault?
I was not at fault in an accident. I have to get my car repaired. Will the other driver pay my collision deductible or am I still responsible for it?
Emily Maracle
Sep 09, 2021
Why does car insurance have deductibles?
I'm already paying an insurance premium that includes full coverage. Why do I need to pay a deductible?
Emily Maracle
Sep 09, 2021
How long will it take for my insurance to reimburse me for my deductible?
I was not at fault in an accident. I submitted a claim to my insurance and paid my deductible so I could get my car repaired. My insurance is attempting to recover costs from the other driver. How long will it take to be reimbursed?
Emily Maracle
Sep 09, 2021
Can you pay your deductible over time?
I have a $1,000 deductible. I hit a guardrail and had to submit a claim to my insurance. The repairs are going to cost $1,500. Am I able to pay my deductible over time so I can get my car fixed?
Emily Maracle
Sep 09, 2021
Do you have to pay your deductible before your insurance pays out for any claims?
My car was hit by an uninsured driver. I have to submit a claim for damage done to my vehicle. I have uninsured motorist coverage, but do I still need to pay my collision deductible?
Emily Maracle
Sep 09, 2021
Does my insurance cover repairs that are less than my deductible?
I hit a pole when backing out of a parking lot. The repairs are going to be $800, but my collision deductible is $1,000. Will my insurance still cover my repairs?
Emily Maracle
Sep 09, 2021
Do you pay your collision deductible if you're at fault in an accident?
I hit another car in an intersection and was at fault. My car needs repairs. Since I was at fault, am I responsible for paying my deductible?
Emily Maracle
Sep 09, 2021
Is my collision deductible required if someone hit me?
I was rear-ended at a stop light. I have to submit a claim for damage, but do I have to pay my deductible? Would the at-fault driver's insurance cover it?
Emily Maracle
Sep 09, 2021
Do I always have to pay my deductible when I submit a claim?
I need to submit a claim for damage. Is there any way to avoid paying my deductible? The damage is $1,100 and my deductible is $1,000.
Emily Maracle
Sep 09, 2021
What does a deductible do?
I noticed that I have deductibles on my policy. I have one listed for uninsured motorist property damage, comprehensive coverage, and collision coverage. What's the purpose of them?
Emily Maracle
Sep 09, 2021

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