My sister and I are moving into an apartment together and getting all the paperwork needed for our renters insurance. I’ve heard our mom talk about choosing a deductible for her home insurance—does renters insurance have a deductible too?

I was in an accident two weeks ago. The police report and the claim adjuster agreed I was not at fault. I need to get my car repaired while I have full coverage. Will I need to pay the deductible?

I’m going to be a sophomore in college. I’m switching from living in a dorm to an apartment off-campus, so I need renters insurance. What is a deductible for renters insurance? I’ve never heard the term.

I’m a new homeowner and I don’t know much about how deductibles work or when to pay them. Are home insurance deductibles annual?

I'm already paying an insurance premium that includes full coverage. Why do I need to pay a deductible?

My car was hit by an uninsured driver. I have to submit a claim for damage done to my vehicle. I have uninsured motorist coverage, but do I still need to pay my collision deductible?

Do I have to pay my deductible to get my car fixed if I'm not at fault? I was hit in an intersection. The other driver is at fault.

"Do I need to pay it even if the damage doesn't cost that much to fix? My passenger window was broken when someone tried to break into my car. I have a $750 deductible."

I have full coverage on my vehicle, but I don't know what my deductible is. How do I find out?

I’ve never had to worry about my own insurance policies until now, since I’ve moved out of my parents’ house. I’ll start slow by just worrying about renters insurance for my apartment. How does a deductible work for renters insurance?

How much does it cost to have a bumper repainted? I have some nicks and scratches on my car bumper that I want to fix.

Should I put in a motorcycle claim? I hit a grease patch and crashed my bike yesterday. There wasn't anyone else involved. I am pretty banged up and my bike definitely needs to get repaired. Can I put in a claim just for me and my bike?

What's the best deductible to carry? There are a lot of options for full coverage deductibles.

Should I go with a high deductible and lower premium, or a lower deductible and higher premium? I'm requesting quotes from a variety of carriers right now and all the prices are fairly similar. Does it matter?

I have a $1,000 deductible. I hit a guardrail and had to submit a claim to my insurance. The repairs are going to cost $1,500. Am I able to pay my deductible over time so I can get my car fixed?

We’re super tight on cash right now, but I need to call a repair service to fix damage to my roof that resulted from a severe thunderstorm. My deductible is $1,000 and I know I can’t pay it right now, but the roof can’t wait. What if I can’t afford my home insurance deductible?

Would higher deductibles make such a large difference in my monthly premiums? I have a policy with State Farm and I am insuring four vehicles, all full coverage. Progressive recently gave me a quote saving about $120 per month! The only difference is the deductibles are set at $1,000 vs my current deductible of $250.

I need to submit a claim for damage. Is there any way to avoid paying my deductible? The damage is $1,100 and my deductible is $1,000.

I noticed that I have deductibles on my policy. I have one listed for uninsured motorist property damage, comprehensive coverage, and collision coverage. What's the purpose of them?

I recently got into an accident, and I'm worried about paying my deductible. Is there any way to get it waived?

"I was leaving a store and noticed my tail light was broken. I didn't hit anything, so I'm assuming someone hit my car. Will my insurance cover the damage?"

Will I still have to pay a deductible if I'm not at fault? The insurance company already determined the fault is with the other driver and I filed a claim with their insurance company.

I hit another car in an intersection and was at fault. My car needs repairs. Since I was at fault, am I responsible for paying my deductible?

Can I submit a claim for tree damage? I want to submit a claim to my home insurance for tree damage. My deductible is $1,500. The damage is going to cost $1,600 to repair.

Is there a specific deductible amount that's recommended for full coverage?

"Will insurance cover bottoming out? I took my car to a mechanic and he said that my car has extensive damage from bottoming out. It happened multiple times, so I can't really connect it to one incident. I want to file a claim with my insurance company."

After years of trouble diagnosing my symptoms, I was recently told I have a seizure disorder. One of my first concerns that came to mind was my ability to drive to and from work. What happens if I have a seizure behind the wheel?

I live in Arizona, and I just totaled my car in an accident last month, so my insurance rates are bound to go up. I'm interested in paying a higher deductible to leverage a raise in my rates. Where can I find my insurance deductible?

"If you have full coverage, why wouldn't you use it?"

I see both of these listed on my insurance policies and I don't understand what the difference is. I know I have to pay a deductible, but wouldn't that be my out-of-pocket maximum?