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What insurance company is best if you need an SR-22?

Which insurance company will have the best rate for me since I need to have an SR-22? I need to have one filed for the next three years and it seems like all of the insurance companies are giving me really high quotes.

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can be tough to find a
cheap car insurance policy
when an SR-22 filing is required. The SR-22 itself only has a filing fee of $25, however insurance companies can charge more for the service of filing the form.
Unfortunately, the filing fee isn’t the only factor that is increasing the rate of your policy. The behavior that caused the SR-22 to be filed is.
In most cases, SR-22s are filed due to:
  • Suspended driver’s license
  • Conviction of a DUI or DWI
  • Received too many traffic tickets in a short period of time
Moving violations and accidents are surcharged on an insurance policy anywhere from three to five years.
There are things you can do to help lower your
car insurance
policy rate while you wait for the surcharges to fall off.
Contact your current insurance agent and make sure you are receiving all of the discounts that you are eligible for, such as:
  • Defensive Driver discount
  • Vehicle safety features discount
  • Telematics discount
If your policy rate is still out of your reach, look at the limits of your policy. For example, do you have
towing and labor
or rental reimbursement included? Those are optional coverages that can be removed.
You can also increase your collision and
comprehensive coverage
deductibles to lower the price. If you drive an older vehicle, the coverages can be removed altogether.
Another way to save money on your insurance policy is to switch to another provider.
The
Jerry
app is a good place to start! A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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