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What happens if an uninsured driver is at fault in an accident in New Hampshire?
Can anything happen to you since you aren't required to have insurance? Do you have to pay for any damage or injuries you cause?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“New Hampshire is one of the only states that does not require drivers to carry insurance as part of their
state minimum car insurance
. If you don’t have insurance, you are required to pay out of pocket for any damages or injuries you cause. If you have insurance and an uninsured driver is at fault, you’d need
uninsured motorist coverage
to protect you. While you won’t face a fine for being uninsured, you could face legal troubles if you injure someone or damage their property and aren’t able to cover the costs. If you think an accident would cause you financial hardship, you should carry car insurance, even if it’s not required.”
View full answer
- Gregory R.
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