Expert Advice for Uninsured Underinsured

All Questions on Uninsured Underinsured

Is car insurance mandatory in every state?
Do I need auto insurance no matter where I move in the U.S.?
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Alexah Grinnell
Aug 06, 2021
Can traffic police ask me for proof of insurance during a routine stop in North Carolina?
Can traffic cops stop me and ask for my car insurance? If I get pulled over in North Carolina, for example, is this a possibility I should prepare for?
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Sophie Newman
Jul 20, 2021
What are the consequences of driving without insurance in Wisconsin?
What would happen if I was caught driving without insurance or got into an accident?
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Emily Maracle
Jul 09, 2021
What happens if you get into a car accident with someone in Virginia who doesn't have insurance?
Are you supposed to call the police if you're in an accident? I know that insurance isn't required for some people. Would that impact coverage for an accident?
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Emily Maracle
Jul 09, 2021
Does an uninsured driver automatically take fault in an accident?
Is an uninsured driver automatically at fault since they are breaking the law? I got into an accident with an uninsured driver.
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Emily Maracle
Jul 09, 2021
What happens if an uninsured driver is at fault in an accident in New Hampshire?
Can anything happen to you since you aren't required to have insurance? Do you have to pay for any damage or injuries you cause?
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Emily Maracle
Jul 09, 2021
What state has the lowest percentage of uninsured drivers?
Is there a state that has a low percentage of uninsured drivers? How does that compare with the national average?
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Emily Maracle
Jul 09, 2021
How common is it for people to not have car insurance?
Is driving without car insurance common? I thought it was against the law in New Mexico, but I know people who drive without insurance.
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Emily Maracle
Jul 09, 2021
What happens if another driver doesn't have insurance?
What do I do if I got into an accident with someone who is uninsured? They hit me and I'm not at fault.
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Emily Maracle
Jul 09, 2021
How do I protect myself from uninsured drivers?
How can I protect myself and my new car if the other driver doesn't have insurance? I'm scared I'm going to get in an accident with someone who isn't insured.
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Emily Maracle
Jul 09, 2021
Does uninsured motorist coverage normally have a deductible?
If I had to submit a claim after being hit by an uninsured driver, would I have to pay a deductible?
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Emily Maracle
Jul 09, 2021
What's the difference between uninsured and underinsured motorist coverage?
Why do I need both uninsured and underinsured coverages on my policy? It seems like they cover the same things.
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Emily Maracle
Jul 09, 2021
What happens if you get into an accident without insurance?
What will happen if I injure someone in an accident and I don't have insurance? I don't currently have insurance.
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Emily Maracle
Jul 09, 2021

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