Expert Advice for Uninsured/Underinsured

All Questions on Uninsured/Underinsured

What happens if you get into an accident without insurance?
What will happen if I injure someone in an accident and I don't have insurance? I don't currently have insurance.
Emily Maracle
Jul 09, 2021
What happens if an uninsured driver is at fault in an accident in New Hampshire?
Can anything happen to you since you aren't required to have insurance? Do you have to pay for any damage or injuries you cause?
Emily Maracle
Jul 09, 2021
How does location affect car insurance?
I work from home now and have been saving up to buy a house. I realized that I could go anywhere because I work from home, and that's so exciting to me. While I'm figuring out my pros and cons list, I figured I'd also consider other fees. How does location affect car insurance?
Lauren Smith
Oct 28, 2021
How do you report someone driving with no car insurance?
I am interning at a school and have a troublesome student who I overheard bragging about never purchasing car insurance. I want to avoid causing more conflict between us but make sure he understands how dangerous and expensive that could be. Is there a way I can report him for driving without car insurance?
Jack Walsh
Nov 02, 2021
How do you check if a car has insurance?
I was in an accident yesterday, but the other driver and I didn’t exchange information. How do I check to see if they have car insurance?
Will Baldwin
Feb 17, 2022
What happens if a stolen car hits you?
I was hit from the side at a traffic light and when the driver pulled over, he exited the car and took off running! It turns out the car that hit me was stolen—what happens now?
Mary Cahill
Feb 25, 2022
Is car insurance mandatory in every state?
Do I need auto insurance no matter where I move in the U.S.?
Alexah Grinnell
Aug 06, 2021
How do you handle a car accident without insurance?
I don’t have car insurance, but I live in New Hampshire where it’s not illegal to drive without it. What do I do if I get in an accident?
Lauren Smith
Nov 11, 2021
How do you check if someone has car insurance?
I got into an accident and was in shock, so I can't remember if the other person had car insurance. How can I check if they have car insurance?
Lauren Smith
Oct 26, 2021
How do I get someone else's car insurance information?
I was in a collision for the first time. I was very frazzled, and did not exchange insurance information with the other driver. How do I get someone else's car insurance information?
melanie reiff
Oct 27, 2021
How do I protect myself from uninsured drivers?
How can I protect myself and my new car if the other driver doesn't have insurance? I'm scared I'm going to get in an accident with someone who isn't insured.
Emily Maracle
Jul 09, 2021
What happens if another driver doesn't have insurance?
What do I do if I got into an accident with someone who is uninsured? They hit me and I'm not at fault.
Emily Maracle
Jul 09, 2021
What happens if you get into a car accident with someone in Virginia who doesn't have insurance?
Are you supposed to call the police if you're in an accident? I know that insurance isn't required for some people. Would that impact coverage for an accident?
Emily Maracle
Jul 09, 2021
What's the difference between uninsured and underinsured motorist coverage?
Why do I need both uninsured and underinsured coverages on my policy? It seems like they cover the same things.
Emily Maracle
Jul 09, 2021
How do you sue someone with no car insurance?
I was in an accident with an uninsured driver. I was injured and my car is damaged. How can I sue the other driver for damages?
Emily Maracle
Oct 22, 2021
How do I find out if someone else has car insurance?
I was in a two-vehicle collision this morning. The other driver refuses to exchange insurance information, but I have his name and license number. Is there a way to find out if he has car insurance?
Nick Kunze
Mar 07, 2022
What are the consequences of driving without insurance in Wisconsin?
What would happen if I was caught driving without insurance or got into an accident?
Emily Maracle
Jul 09, 2021
Can traffic police ask me for proof of insurance during a routine stop in North Carolina?
Can traffic cops stop me and ask for my car insurance? If I get pulled over in North Carolina, for example, is this a possibility I should prepare for?
Sophie Newman
Jul 20, 2021
Does uninsured motorist coverage normally have a deductible?
If I had to submit a claim after being hit by an uninsured driver, would I have to pay a deductible?
Emily Maracle
Jul 09, 2021
How common is it for people to not have car insurance?
Is driving without car insurance common? I thought it was against the law in New Mexico, but I know people who drive without insurance.
Emily Maracle
Jul 09, 2021
What state has the lowest percentage of uninsured drivers?
Is there a state that has a low percentage of uninsured drivers? How does that compare with the national average?
Emily Maracle
Jul 09, 2021
What happens if I cause an accident and don't have insurance?
What would happen if I caused an accident when I didn't have insurance? I accidentally let my policy lapse a few months ago. Everything is okay now since I have a new policy in place. But how bad could it have been if I didn't get a new policy?
Shannon Martin
Oct 21, 2021
How can I report someone driving without car insurance?
My coworker has been driving without insurance. I've ridden in the car with him before and they are a terrible driver. I'm worried they're going to seriously injure someone. How can I report them for driving without insurance?
Emily Maracle
Feb 28, 2022
Does an uninsured driver automatically take fault in an accident?
Is an uninsured driver automatically at fault since they are breaking the law? I got into an accident with an uninsured driver.
Emily Maracle
Jul 09, 2021
How do I find out if a car has insurance?
I was recently in an accident. I was rear ended, but the car sped off. I got the license plate number and filed a police report. Although the police are investigating, I'd still like to find out if the car has insurance. How could I find that out?
Emily Maracle
Oct 25, 2021
How do I report a car without insurance?
I'd like to know how to report a car without insurance. I overheard my neighbor saying his son is uninsured, and he drives like a maniac through the neighborhood. How can I report his car if he doesn’t have insurance?
Matthew Macgugan
Dec 06, 2021

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free