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What car should I get for cheap insurance?
Should I get an older car or a newer car? Does color matter?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Thank you for your question!
It’s hard to say for sure because getting cheap
car insurance
doesn’t just depend on which vehicle you get. Your personal profile plays a huge role in determining your premium, including factors like:- age
- location
- credit
- driving record
Broadly speaking, getting an older, cheaper car could result in lower insurance prices because you will not have a lender requiring
collision
and comprehensive coverage for it. Plus, because it’s less valuable, your insurance company won’t have to pay out as much in the event of a total loss.The color of your car doesn’t affect your insurance at all. If you are trying to stay clear of tickets, brightly colored cars are more likely to be stopped by the police!
There are numerous ways to get cheap insurance. There are good driver and bundling discounts. You can (and should) shop around for the best rates. Gathering quotes is easy when you use
Jerry
. The free app collects quotes from 50 top insurance companies and delivers the best deals to your phone in minutes. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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