What car should I get for cheap insurance?

Should I get an older car or a newer car? Does color matter?

Answer
Thank you for your question!
It’s hard to say for sure because getting cheap car insurance doesn’t just depend on which vehicle you get. Your personal profile plays a huge role in determining your premium, including factors like:
  • age
  • location
  • credit
  • driving record
Broadly speaking, getting an older, cheaper car could result in lower insurance prices because you will not have a lender requiring collision and comprehensive coverage for it. Plus, because it’s less valuable, your insurance company won’t have to pay out as much in the event of a total loss.
The color of your car doesn’t affect your insurance at all. If you are trying to stay clear of tickets, brightly colored cars are more likely to be stopped by the police!
There are numerous ways to get cheap insurance. There are good driver and bundling discounts. You can (and should) shop around for the best rates. Gathering quotes is easy when you use Jerry. The free app collects quotes from 50 top insurance companies and delivers the best deals to your phone in minutes.
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Carol Chung
Answered on Aug 09, 2021
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