What car loan rates does AAA offer?

I’m in the middle of shopping around for car loans. I was talking to a coworker who said he had an auto loan through AAA because they had very competitive rates. Are AAA loans really good?

Answer
While AAA is known for its expansive roadside assistance program and membership discounts, the company has expanded into auto loans in the past few years.
The car loan rate offered by AAA will vary based on your credit, loan term, and principal, but the organization advertises rates as low as 2.19% for qualified buyers as of November 2021. Meanwhile, lendees deemed less creditworthy may see rates as high as 5.64%.
AAA offers used and new car loans for the following durations:
  • 48 months (four years)
  • 60 months (five years)
  • 72 months (six years)
And did your coworker tell you about this cool perk? If you get a loan through AAA, you can take advantage of the AutoSource program, where a AAA agent will negotiate the sales price of the vehicle you’re buying on your behalf so you never need to step foot in the dealership!
If you use AAA for your auto loan, you could also use them for your car insurance—but make sure they are offering you the best deal. It’s easy with the Jerry app.
As a licensed insurance broker, Jerry allows you to compare competitive quotes from over 50 top insurers in seconds. Choose a policy and price that works for you, and Jerry takes care of the rest, securing your new plan and helping to cancel your old insurance—for free.
Eric Schad
Answered on Nov 09, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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