Q: Should I only get state-minimum liability if I drive a 2009 Honda Accord in Indiana?
Apr 23, 2021

I just bought a 2009 Honda Accord. I was thinking of just getting state-minimum liability insurance because I'm a great driver. Should I opt for this coverage if I live in Indiana?

Answer provided by
Eric Schad
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“The fact of the matter is that even if you’re a great driver, sometimes accidents are out of your control. What if it’s snowy or rainy and you lose control and hit someone?

You’re going to want decent coverage. The state-minimum liability coverage in Indiana is 25/50/25, but this may be too low to cover all the expenses associated with an accident.

You might want to consider getting a 100/300/100 policy to err on the side of caution. Such a policy would cover:

  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability per accident

Make sure to shop for car insurance quotes online to make certain you’re getting the best rate.

If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”

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