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Should I only get state-minimum liability if I drive a 2009 Honda Accord in Indiana?
I just bought a 2009 Honda Accord. I was thinking of just getting state-minimum liability insurance because I'm a great driver. Should I opt for this coverage if I live in Indiana?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The fact of the matter is that even if you’re a great driver, sometimes accidents are out of your control. What if it’s snowy or rainy and you lose control and hit someone?
You’re going to want decent coverage. The state-minimum liability coverage in Indiana is 25/50/25, but this may be too low to cover all the expenses associated with an accident.
You might want to consider getting a 100/300/100 policy to err on the side of caution. Such a policy would cover:
- $100,000 for bodily injury liability per person
- $300,000 for bodily injury liability per accident
- $100,000 for property damage liability per accident
If you want cheap car insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”View full answer
- Gregory R.
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