Should I only get state-minimum liability if I drive a 2009 Honda Accord in Indiana?

I just bought a 2009 Honda Accord. I was thinking of just getting state-minimum liability insurance because I'm a great driver. Should I opt for this coverage if I live in Indiana?

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Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The fact of the matter is that even if you’re a great driver, sometimes accidents are out of your control. What if it’s snowy or rainy and you lose control and hit someone?
You’re going to want decent coverage. The state-minimum liability coverage in Indiana is 25/50/25, but this may be too low to cover all the expenses associated with an accident.
You might want to consider getting a 100/300/100 policy to err on the side of caution. Such a policy would cover:
  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability per accident
Make sure to shop for car insurance quotes online to make certain you’re getting the best rate.
If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”
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