Should I get roadside assistance with Nationwide or with AAA?

"My Nationwide towing plan is really inexpensive, but I don't think it has a lot of coverage. Is there a difference between the towing you get with an insurance company and the one you can get from AAA?"

Answer provided by
Shannon Martin
Answered on Jul 28, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“The benefit of having your towing plan with your insurance carrier is price; the price is much lower than having an independent roadside assistance plan.
Nationwide charges $42 per year ($3.50 per month) per car for their Plus plan and AAA charges $123 per year per person for their Premier plan. Nationwide’s plan follows the car, AAA’s plan follows the driver.
Aside from price, here are be main differences between the two options. Nationwide has the following:
  • Towing up to 100 miles
  • Six assistance events per year
  • $100 in lock-out service
  • $75 for jump-start service
  • Two gallons of gas
  • Trip interruption coverage
AAA has the following:
  • Towing up to 200 miles
  • Four assistance events per year
  • Free home and car lock-out service
  • Free jump start
  • Free gas and delivery
  • Free jump start
  • Free rental car with tow
  • Fee-Free Travel booking plus many more benefits.
As you can see, both options have great benefits. Just pick what works best with your lifestyle.”

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