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Is rear-ending someone a moving violation?
I was fiddling with my phone when I accidentally rear-ended someone at a slow speed. We called the police, and they issued me a ticket. The other driver is OK, so I’m just worried about my record and car insurance rates. Is it a moving violation when you rear-end someone?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Rear-ending someone is definitely a moving violation, no matter where you live in the country. Because you broke a law by ramming into someone, you’re going to get points on your license, a fine, and an
increase in your car insurance rates
. There’s no way around it.However, the amount you pay for your fine and the number of points varies by what ticket you actually received. Rear-ending someone usually results in a ticket or multiple tickets, which may include:
- Distracted driving or careless driving (since you were on your phone)
- Following too closely
- Reckless driving—although since you were going slowly, this probably doesn’t apply
If you notice an increase in your
car insurance
rates, the best thing you can do is shop around for more affordable options with the Jerry
app.Jerry is a
trustworthy super app
and insurance comparison tool that collects quotes from over 55 top-rated insurers in just 45 seconds. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $800+ per year.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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