Should I pay off my 2.75% APR car loan before the first payment if I have the money?
"I bought a minivan for $22,000 and got a 2.75% APR from USAA. I thought I'd be able to pay it off in a year, though the term is for 36 months.
That said, I came into some money right after I signed the loan. Should I pay off the loan before the first payment or hold on to the loan to build credit?"