If someone hit me but they don't have insurance, who pays for my damages in Connecticut?
"I was involved in an accident but my insurers already determined that the other driver was at-fault. What will happen now that I need my vehicle repaired? I still owe money on the vehicle."
“If you have collision car insurance, then you can use that to pay for your own repairs. You can also use uninsured motorist coverage, if you have it.
If neither of these options work and the other driver refuses to pay, you can sue them for the damages or your insurance company could choose to do so on your behalf.”
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