I got a speeding ticket two months ago, and now my rates have climbed almost double what they were before. What are some good ways to lower payments on your car insurance?
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your ticket. While one speeding generally doesn’t raise your rates astronomically, multiple speeding tickets or excessive speeding can cause your
premiums to jump—which sounds like what you’re dealing with.
One way to lower your rates is by proving that you’re a safe driver can help lower your rates. Many carriers will offer discounts if you take an approved defensive driving course. Additionally, you can sign up for a telematics program, which will track your driving habits and give you discounts for safe driving.
If that still doesn’t get you the rates you want, it may be time to look for a new policy. Comparing rates for car insurance is one of the best ways to save money on your premiums.
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