Expert Advice for Car Insurance Premiums

All Questions on Car Insurance Premiums

Do car insurance companies look at your credit score?
After a bit of a wild youth, I'm currently working on rebuilding my credit. My old car is on its last legs, so I will need to purchase a vehicle in the next couple months, but will a car insurance company look at my credit score? Will I have to pay more on my insurance for old mistakes that I'm working hard to fix?
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Emily Maracle
Sep 10, 2021
What can I do to reduce the cost of my car insurance?
I'm paying $250 a month for insurance right now. I have tickets and accidents on my record, but they are from two years ago. Is there anything I can do to reduce my rate?
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Emily Maracle
Sep 09, 2021
Do insurance carriers lower your premium if you pay in full?
My car insurance is set to renew and I'd like to try and save money. Right now my monthly payments are $150. Could I reduce my premium if I pay in full?
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Emily Maracle
Aug 20, 2021
Can I save money on insurance by choosing a specific payment option?
This is the first time I've had to pay for my own insurance. It's already really expensive and I'd like to save as much money as I can. Is there a payment option that will save me money?
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Emily Maracle
Aug 18, 2021
What do most people pay for car insurance?
I feel like I'm being overcharged for insurance. What is the average cost that people pay for insurance?
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Emily Maracle
Aug 18, 2021
How much can you save if you pay car insurance in full every policy term?
I'm getting insurance for the first time. People have said you can save money by paying in full every six months. Is there a specific amount you save?
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Emily Maracle
Aug 18, 2021
Why should I pay car insurance in full instead of monthly payments?
My parents said I should pay my car insurance premium in full every six months instead of monthly payments, but it costs $700. Why should I pay that much up front?
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Emily Maracle
Aug 18, 2021
Do you save money if you pay your insurance in full?
My policy will be renewing soon. Would I save money if I paid the policy in full?
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Emily Maracle
Aug 18, 2021
Does it matter how I pay for an insurance policy?
My insurance company offers monthly payment plans or paid-in-full options for six months. Does it matter how I choose to pay?
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Emily Maracle
Aug 18, 2021
How do you calculate insurance premiums for a new car?
I'm thinking about buying a new sedan, but I need to get insurance. What is the best way to calculate an insurance premium for a new car?
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Carlos Kirby
Aug 17, 2021
How much do I have to pay for car insurance?
I am 25 but only recently started driving. How much do I pay for car insurance?
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Miles Smith
Aug 30, 2021
How do speeding tickets affect car insurance?
Okay, I got a speeding ticket, which is really annoying. On top of everything else, is my premium for auto insurance going to rise?
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Alexah Grinnell
Aug 06, 2021
What impact does your driving record have on your car insurance premium?
I was a poor, inattentive driver when I first got behind the wheel. I have a bunch of tickets and a few accidents on my driving record. Now that I bought my own car, my parents want me to get my own insurance. How much will my driving record impact my rate?
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Emily Maracle
Jul 29, 2021
Can you get car insurance without a down payment?
I don't have enough money for a down payment, but need car insurance. Are there any companies that offer car insurance without a down payment?
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Emily Maracle
Aug 11, 2021
What does it mean when my final price says 1st payment (including down payment)?
So my final price says 1st month (including down payment) $39.97 +5 monthly payments $41.81 So how much will it actually cost to start my policy?
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Emily Maracle
Jul 27, 2021
What does it mean to be the primary driver on car insurance in Texas?
My mom is listed as the primary driver on the policy that both my brother and I are on as well. If we all share the same car, what does it mean that she's the primary driver?
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Sophie Newman
Jul 22, 2021
Does getting a tow impact your car insurance premium?
I've had two tows in the last six months. Will this affect the price of my car insurance premium?
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Eric Schad
Jul 20, 2021
Can I pay my USAA car insurance monthly instead of semi-annually?
Can I pay in monthly installments for the foreseeable future? I used to pay for my six-month car insurance premium all at once, but I was laid off.
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Eric Schad
Jul 16, 2021
What is an insurance premium?
"What is a premium and how often do I have to pay it? I've never had car insurance before and I'm not familiar with this language."
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Sophie Newman
Jul 28, 2021

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