PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How late can you be on a car insurance payment?
I lost my job during the pandemic and I am struggling financially; I don't think I can make my insurance payment this month. How late can I be with my payment without losing coverage? I live in New Jersey, if state laws make a difference.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so sorry to hear that! But missing a payment isn’t the end of the world, especially right now—and I’m happy to say that in New Jersey, you have 90 days before your coverage will lapse.
As of 2020, insurers in
New Jersey
are required to have a grace period in which you are still covered in the event of an accident. The grace period is a minimum of 90 days for home, renter’s, car, and life insurance, and 60 days for health and dental insurance.If your insurance is too expensive, you can also try to find a new insurer with a lower rate. The easiest way to do this is through the
Jerry
app. We’ll collect customized quotes for you, so all you need to do is compare prices and find the best insurance for you at the lowest price possible.Best of luck, and hopefully your financial straits improve soon!
MORE: 10 ways to get cheap car insurance that’s actually good
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
