How do you insure a brand new car?

My brand new Kia Sportage is ready to be picked up. The dealership said I need proof of insurance to drive it off the lot. How does insurance work on a car you just bought?

“Congrats on your new wheels!
To insure a brand new car, you’ll need to contact your insurance company—if you’ve been insured before. If you haven’t, you can start by requesting quotes from multiple insurers.
Most experts recommend getting quotes from at least three different companies before deciding on a car insurance policy. The company will need the following to provide an accurate quote:
  • Your full name
  • Your date of birth
  • Your address
  • Your driver’s license number
  • The vehicle identification number (VIN)
  • The type of coverage you require
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app can collect quotes from up to 50 top insurance companies in seconds and deliver the best deals straight to your phone for free.
Once you find a good price for the coverage you require, go ahead and purchase the policy. Most companies allow you to do so online; others may require that you call an agent.
Set your effective date for the day you pick up your new car or the day before. After you purchase the policy, your insurance company will provide you with proof of insurance. This document is what the dealership will want to see before handing over the keys.
Enjoy your new ride!”
Emily Maracle
Answered on Oct 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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