How do you get gap insurance on a used car?

Is there an easy way to get gap insurance for a used car? I'm buying a car soon, and I’m a bit confused about whether or not I need gap insurance and how to get it.

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Answer provided by
Liz Jenson
Answered on Apr 28, 2022
“To get gap insurance, a car can’t be more than a few years old. Some companies won’t offer gap insurance to any used car buyers at all.
That being said, there are two ways to buy gap insurance if you qualify:
  • You can sometimes purchase gap insurance directly from your lender as part of your loan. But keep in mind that your lender will likely charge interest on your premium.
  • You can also purchase gap insurance from your insurer—if they offer it. However, many providers do not. Contact your insurance company to find out if it’s an option.
If you’d like help finding gap coverage at an affordable rate, Jerry can help! Download the app to send us a text or call 1-833-445-3779, and Jerry will gather competitive gap insurance quotes from top name-brand insurers in minutes.”

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