When I purchased my Wrangler a year ago, my dealership said they couldn't add gap insurance because I'm in the military. My friend just bought their car and the dealership allowed them to add gap insurance, even though they're in the military as well. Was I lied to?

My wife and I were in a not-at-fault accident. The other driver's insurance is covering the cost of our vehicle, which is totaled. We do have gap insurance, but I'm wondering what happens after that. Am I responsible for getting a new car?

I declined gap insurance with the dealership, but I owe at least $2,000 more than my car is worth. My current insurance company doesn't offer gap insurance and I don't really want to switch carriers. Is there anywhere that I can get gap insurance only?

I'm buying my first car and my insurance company is including new car replacement coverage. The dealership is also offering me gap insurance. Both would provide coverage for five years, which is the length of the loan. Do I need either of them? What is the difference?

I was offered an unsecured loan to buy my vehicle. I want to get gap insurance with my insurance company, but I'm not sure if I'll be eligible with a personal loan. Should I try to find a different lender or type of loan?

I owe $15,000 on my loan. The insurance payout with my new car replacement coverage is $19,000. My insurance said the settlement is being sent to my lienholder to deduct the balance I owe, and the rest will come to me. Shouldn't my gap insurance cover my loan so I get the full settlement value?

The purchase price was $49,000 and my loan is for $33,000. I declined gap insurance through the dealership, but do I need it? What would happen if the vehicle was totaled?

I'm buying a new car and looking at auto insurance quotes. I've seen this coverage with various carriers and I'm wondering what it does. Would this cover your loan so you can start fresh if your car is deemed a total loss? Or does it replace your vehicle?

My brand-new Chevy Equinox was just totaled in an accident. I have both gap insurance and new car replacement coverage through my insurance company. How do they work? Which one should I use?

Are there any qualification requirements I should know about for gap insurance? And how do I apply?

These coverages sound pretty similar to me on the surface. How do they work?

The dealership where I bought my car wants to charge me $900 for gap insurance. I don't want to pay that much and my insurance company only offers it for new cars. Are there any other options?

My brother bought a new car last year and got gap insurance through the dealership. He has insurance, but found out after an accident that he doesn't have collision coverage. The other driver was also uninsured. Will his gap insurance cover the damage?

I have a financed 2016 Audi A3 and I still owe $22,000 on my loan. My insurance marked it a total loss and I don't have gap insurance. If I do get a check from the other driver's insurance company, does that get turned over to my insurance? How can I pay my loan?

My uncle is a mechanic and says he can fix my car for $1,500. It's worth $7,000 right now. I do have gap insurance so my car would be paid off. Can I ask to keep my vehicle?

My husband's 2019 Dodge Journey is totaled and he only has liability insurance. He still owes $20,000 on his loan. His car is worth around $16,000. He does have gap insurance, but will they pay the difference if he had liability only and not full coverage?

I'm planning on refinancing my car and my gap insurance will be canceled. Are there any companies that offer gap insurance in West Virginia? My insurance company doesn't offer it since my vehicle isn't brand new.

I left the dealership without getting gap insurance on my new car. They can't add it on now and GEICO doesn't offer it. What insurance companies in Wisconsin offer gap insurance?

I am leasing a Toyota Sienna and it was hit in a parking lot. My insurance carrier is MetLife and I also have gap insurance. Who should I contact?

I live in Kansas and when I purchased my vehicle, I was told that I couldn't add gap insurance because I was in the military. Is this true? Is there any way I can add it on now?

I bought a Chrysler Pacifica and declined gap coverage at the dealership. I can't add it on with the dealership or my finance company now. Is there any way for me to get coverage?

I have loan/lease coverage and gap insurance on my car. My insurance company is denying my loan/lease coverage claim. I'm worried that my gap insurance claim with another company will also be denied. Is there a reason why it could be? I still owe $2,000 on my loan.

I know I need full coverage, but is there any extra coverage I should add at the dealership or with my insurance company?

We are buying my son a new car and he only has his learner's permit. If we add him to our policy, will he be covered for gap insurance as well?

My sales rep at the dealership said that I got a really good deal and didn't need to buy gap insurance. Is this true? Should I assume that the value of my Corolla isn't going to depreciate below what I owe on my loan?

My sister's vehicle was totaled. She owes $14,000 on her loan and her vehicle is worth $12,700. She put in a claim for gap insurance and they said she had negative gap due to refunds that the dealership owes ($2,000). Is she entitled to the extra $700? Shouldn't it go to my sister instead of the bank?

I didn't need to put any money down at signing and my loan term is for 72 months. I'm being offered an affordable price for gap insurance. Do I need to add it?

"I owe $2,000 on my loan after a car accident. Though I bought gap insurance, the insurer says they have no record of my coverage. My lender said they can refund me what I had paid for the gap insurance ($850), but I still have to pay for the rest of my loan out of pocket. What can I do? "

My boyfriend is going to be leasing a new Subaru and isn't sure if gap insurance is going to be required. Is it added automatically or does he need to find a company that will offer it?

I am buying a used 2017 Mazda3. My loan balance is $14,000 after my down payment. The car is worth $16,000. Should I still get gap insurance?