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How do you choose the best car insurance?

What's a good way to make sure you choose the best car insurance? There are so many options, and I want to make sure I get the right ones.

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Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Choosing the best car insurance can be tricky, and it depends on your needs. For example, a cheap policy will have a low rate, but it might not provide you with the protection you want. That being said, follow these steps to make sure you choose the best policy for your needs:
  • Define your needs. Before you look for policies, decide which
    type of coverage
    you need. If you’re having trouble, start by researching your state’s
    minimum insurance requirements
    .
  • Contact providers for quotes. You can get quotes by contacting providers and giving them your personal, car, and insurance information. But the process can be long and intricate, so it may be easier to use a broker or agent.
  • Shop around. Make sure you get at least three quotes before you settle for an insurer. Your first offer usually won’t be your best. Take some time to make sure your provider can meet your needs.
  • Pick a provider. When you’ve found a provider you like, pick a policy and sign a contract!
If you’d like to make the insurance-shopping experience a whole lot easier, try
Jerry
. A licensed broker, the Jerry app, can help you find and compare quotes from over 50 top providers in minutes. If you’d like, Jerry can even help you purchase your new plan and even help cancel your old policy!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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