How do you check if a car is insured?

Where can I look to see if a car is insured? I have a video of someone swiping my Honda and I want to make sure they can pay for the damages.

Answer
“In most situations, you should ask the other driver if they’re insured. But it can be a little trickier to find out if the other driver has insurance with a hit and run. In that case, you can request information from the police.
First, you will want to file a police report. Let them know that you have video proof and the license plate number—it will be music to their ears! This is rarely the case with a hit and run, meaning the other driver may never be found.
Departmental procedures are different in every county. Most of the time, the police will not release information to you directly. You will need to wait for the police report, which can take up to 14 days.
If the car’s registered owner is verified, their name and address will be listed on the report. However, if the license plate number is wrong, it will be listed as a no-hit and the rest of the report will say unknown.
Once you know the owner of the car, forward the information to your claims agent and let them take it from there. You can request the insurance information from the DMV, but they may or may not release it due to privacy laws. It is best to let your insurance company handle it—that’s what you pay them for!
If the other driver can’t be located, you will need to rely on your own policy to fix your car. That’s why you need to make sure you have the right coverage for situations like this. Policies that include underinsured or uninsured motorist coverage protect you when the other driver is either uninsured or unknown.
If you’re seeking better car insurance but would rather leave the hard work of finding a new policy to someone else, use Jerry. The Jerry app can collect quotes from up to 50 top insurance companies in seconds. It even takes care of all the paperwork and phone calls, so you can just sit back and relax!”
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Joshua Levy
Answered on Sep 22, 2021
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