Expert Advice for Uninsured Drivers

All Questions on Uninsured Drivers

How do you report someone driving with no car insurance?
I am interning at a school and have a troublesome student who I overheard bragging about never purchasing car insurance. I want to avoid causing more conflict between us but make sure he understands how dangerous and expensive that could be. Is there a way I can report him for driving without car insurance?
Jack Walsh
Nov 02, 2021
How do you check if a car has insurance?
I was in an accident yesterday, but the other driver and I didn’t exchange information. How do I check to see if they have car insurance?
Will Baldwin
Feb 17, 2022
How can I check if a car is insured for free?
A few days ago, my car was parked in front of my house, and someone hit it and ran off. Thankfully, my neighbors were outside at the time and caught the guy’s license plates. Is there a free way I can check if the person who hit me is insured?
Chloe Jenkins
Dec 19, 2021
Do you have to pay your deductible before your insurance pays out for any claims?
My car was hit by an uninsured driver. I have to submit a claim for damage done to my vehicle. I have uninsured motorist coverage, but do I still need to pay my collision deductible?
Emily Maracle
Sep 09, 2021
Is car insurance mandatory in every state?
Do I need auto insurance no matter where I move in the U.S.?
Alexah Grinnell
Aug 06, 2021
How do you handle a car accident without insurance?
I don’t have car insurance, but I live in New Hampshire where it’s not illegal to drive without it. What do I do if I get in an accident?
Lauren Smith
Nov 11, 2021
How do I buy car insurance for a new car?
My husband and I are looking around for a new car. This is our first new car and we want the proper protection. How do we buy car insurance for a new car?
Lauren Smith
Oct 07, 2021
What happens if you are caught driving without a license?
I don't have my license yet, but I know how to drive. I have a car I'm able to drive to work. What would happen if I get caught driving without a license?
Emily Maracle
Mar 01, 2022
What are the consequences of driving without a license in Connecticut?
I am 14 and don't have my permit yet. I've been taking my sister's car to practice driving. What could happen if I get pulled over?
Emily Maracle
Sep 10, 2021
Is it illegal to drive another person's car if they have insurance and you don't?
Is it okay to drive another person's car if I don't have insurance? I sometimes need to drive my boss's car. I know she has car insurance (or I'm pretty sure she does), but I don't since I don't own my own car.
Shannon Martin
Sep 09, 2021
What will happen to the uninsured driver who hit my car?
Will the uninsured driver have any consequences for driving without insurance? I was involved in an accident a few weeks back. An uninsured driver drove through a red light and t-boned my car. Thankfully, all of my damages were covered by my uninsured motorist coverage, but it had me thinking.
Shannon Martin
Jul 03, 2021
Am I covered if someone else is driving my car?
I let my partner borrow my car the other day, and he got into an accident. There’s quite a bit of damage, and I’m going to have to file a claim, but will I be covered since I wasn’t the one driving?
Sarah Gray
Mar 31, 2022
How do I check when my car insurance runs out?
Where can I check to find out when my car insurance runs out? I don't remember when it expires, but I'm worried it might be soon.
Liz Jenson
Mar 01, 2022
What can I use as a defense for driving without ever having a driver's license and no insurance?
I got into an accident in Muscle Shoals, Alabama. I have no other traffic violations, but I am on probation for chemical endangerment. Is there a defense I can use for driving without a license or insurance?
Shannon Martin
Nov 04, 2021
Can I get in trouble if I take my parents' car without their permission?
I'm 16 and want to get my permit. My parents won't let me practice driving yet. I'm considering taking their car to practice at night. What could happen if I take their car without permission?
Emily Maracle
Feb 28, 2022
Will my insurance cover me if my car is parked in front of my house facing the wrong direction?
I usually park my car in front of my house facing the wrong direction, so the cars on my street drive towards the front bumper. If my car gets hit in the front, will my insurance still cover me?
Joshua Levy
Dec 13, 2021
What are the consequences for driving without insurance?
If you're caught driving without car insurance, what can happen to you?
Jessica Bartolucci
Aug 06, 2021
How do I find out if someone has a car insurance policy?
Can I look up someone else's insurance information somehow? Someone hit my car, then they drove off before I got their information. I'm worried that they don't have insurance or something.
Liz Jenson
Oct 27, 2021
How do you sue someone with no car insurance?
I was in an accident with an uninsured driver. I was injured and my car is damaged. How can I sue the other driver for damages?
Emily Maracle
Oct 22, 2021
How do I find out if someone else has car insurance?
I was in a two-vehicle collision this morning. The other driver refuses to exchange insurance information, but I have his name and license number. Is there a way to find out if he has car insurance?
Nick Kunze
Mar 07, 2022
Am I covered driving someone else’s car?
I was out with my friend the other night, and she got pretty drunk, so I had to drive her car home for her. I hadn’t been drinking, so I was totally sober, but I couldn’t help but wonder if I would have been covered by insurance if I got into an accident driving her car?
Sarah Gray
Mar 31, 2022
How do I buy a car without insurance?
I currently don’t have insurance. I was planning to get some after I got a car. Is this possible? Is there a way to get car insurance fast?
Lauren Smith
Oct 07, 2021
Should I bother trying to sue the uninsured driver who hit my car?
Is it worth suing an at-fault, uninsured driver? Last week an uninsured driver hit my 2009 Ford Focus while it was parked. Since my car is so old, I don't have collision coverage to get it fixed. The repairs will cost around $2000.
Shannon Martin
Jul 06, 2021
How do I tell if a car is insured or not?
I'm trying to figure out if a car has insurance. I was in an accident and the driver wasn't able to show proof of insurance. They said they have it, but I want to verify it. How would I tell if they have insurance?
Emily Maracle
Oct 22, 2021
How do I get around having car insurance?
Car insurance is really expensive, and I don't want to get it if I don't have to. Is there any way that I can get around having it?
Liz Jenson
Nov 16, 2021
How can you be insured to drive any car?
My parents ask me to help run errands for our elderly relatives. Once a week, I go out with them and drive their car. This means I’m driving multiple cars frequently. How do I make sure I’m insured no matter what car I’m driving?
Lauren Smith
Nov 10, 2021
Do you have to have a license to drive in Michigan?
I'm 16 and don't have my license. I know how to drive, but I haven't been able to pass my driving test. Can I still drive?
Emily Maracle
Sep 10, 2021
How do I get a car without insurance?
How do I go about buying a car without insurance? I don't want to buy car insurance yet, but I really need a new car.
Liz Jenson
Oct 12, 2021
What happens if I cause an accident and don't have insurance?
What would happen if I caused an accident when I didn't have insurance? I accidentally let my policy lapse a few months ago. Everything is okay now since I have a new policy in place. But how bad could it have been if I didn't get a new policy?
Shannon Martin
Oct 21, 2021
Can I get in trouble if I drive without an adult in Iowa?
I recently got my permit. My parents said I can only drive on specific days and times. I want to practice driving more. Would I get in trouble if I drive alone?
Emily Maracle
Sep 10, 2021

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