You’re right, car insurance
can be a confusing topic, but it is great you are checking to make sure you have the right policy now, rather than when you need to use it.
The first thing you’re going to want to do is locate your policy’s declaration page
. This document will have all the details of your policy
listed, but the insurance jargon can still be a bit confusing. If you need additional help making sure you have the right coverages, you may want to speak with an agent
to ensure you have the coverages that suit you best.
Keep in mind, you always want to make sure you have more
than the minimum car insurance required in your state
so that you are adequately covered. In addition, having proper coverage can help avoid any claim issues
you may have in the future.
Once you have identified the coverage you need, it may be a good idea to shop around for a new car insurance company to ensure you are getting the best deal. Using a comparison and shopping app like Jerry
is a great way to simultaneously compare car insurance quotes from up to 50+ different insurance companies for free
. Jerry also has agents ready to answer any car insurance questions
you may have along the way. They can even purchase the new policy for you while helping you cancel your previous policy!