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How do I get very cheap car insurance?

I need car insurance and everyone I've talked to said it's expensive. I need a cheap policy as I don't have much of a budget. How do I get one?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance can be expensive, but finding
cheap car insurance
is still possible.
Everyone’s car insurance rates are different, so while those you may have spoken with pay a lot for insurance, you won’t necessarily pay as much.
Car insurance
companies look at many factors when determining your rate. This can include:
  • Age
  • Driving record
  • Claims history
  • Credit history
  • Address
  • Type of vehicle
The type of coverage you’re looking for also impacts your rate. Starting a policy with
liability coverage
instead of full coverage will always be less expensive.
To find cheap car insurance, look at multiple companies. Requesting quotes from at least three different companies will give you an idea of your insurance cost. For even more savings, inquire about programs and other discounts. Enrolling in a driving behavior program or taking a defensive driving course are great ways to save on a policy.
If you want cheap car insurance quotes fast, go to
Jerry
. As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes from up to 50 insurance providers.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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