How do I get very cheap car insurance?

I need car insurance and everyone I've talked to said it's expensive. I need a cheap policy as I don't have much of a budget. How do I get one?

Answer
Insurance can be expensive, but finding cheap car insurance is still possible.
Everyone’s car insurance rates are different, so while those you may have spoken with pay a lot for insurance, you won’t necessarily pay as much. Car insurance companies look at many factors when determining your rate. This can include:
  • Age
  • Driving record
  • Claims history
  • Credit history
  • Address
  • Type of vehicle
The type of coverage you’re looking for also impacts your rate. Starting a policy with liability coverage instead of full coverage will always be less expensive.
To find cheap car insurance, look at multiple companies. Requesting quotes from at least three different companies will give you an idea of your insurance cost. For even more savings, inquire about programs and other discounts. Enrolling in a driving behavior program or taking a defensive driving course are great ways to save on a policy.
If you want cheap car insurance quotes fast, go to Jerry. As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes from up to 50 insurance providers.
Emily Maracle
Answered on Oct 25, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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