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How do I get cheap car insurance as a new driver?

I'm 25 years old and just got my license. I want to start looking at buying a car, but I'm not sure what my premium will look like, since I'm a new driver, and I'm worried about paying for it. Is there any way I can get cheap car insurance as a new driver? How?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congrats on getting your license—and that’s a great question! I’m happy to say that since you’re 25 years old, you’re no longer considered a young driver, even if you just received your license. As a result, you’ll pay around $170 less on average per year for
car insurance
than someone in the 16-to-24-year-old demographic.
To find the best rates, start off by researching what
type of insurance
you need. The main types include:
  • Liability coverage
    , which is required in almost every state and pays for your car damage if you’re at fault in an accident.
  • Collision coverage
    , which pays for your car damage in any collision, whether you’re at fault or not.
  • Comprehensive coverage
    , which covers damage to your car that result from anything you can’t control, such as acts of God or theft/vandalism.
Remember that if you are financing a car, you’re going to need all three types as part of the stipulations of your loan.
Once you know what coverage you need, the easiest way to get the best deal on your coverage is to use the
Jerry
app. We’ll get you customized quotes from top-of-the-line insurers instantly, so that all you have to do is pick the plan that works best for you! That way you can focus all your energy on getting your first car.
Congrats again, and happy shopping!”
MORE: 10 ways to get cheap car insurance that’s actually good
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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