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How can you make your car insurance go down?

What is the easiest way to make your car insurance go down? I was in an accident last year, and now I can not afford the cost of this insurance policy. It's just way too high!

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I am sorry to hear about your accident last year. Unfortunately, it’s common for
car insurance
rates to increase after an accident—but there is always a way to find a lower premium!
The first step you should take is getting in touch with your current insurance provider. Ask for a policy review and make sure you’re getting the lowest price you can. Here are some discounts to inquire about:
The next step is to make sure you’re only paying for the coverage you need. Coverages like towing and labor or
rental reimbursement
are nice to have but aren’t always necessary. Of course, you can always add them back at a later time.
If you are still unhappy with your rate, try shopping around for a new policy with
Jerry
! A licensed broker, Jerry can help you find and compare quotes from over 50 top providers for free. When you find a better rate, Jerry will help you switch plans and even help cancel your old one!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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