How can I negotiate with my car insurance company?

I got into an accident, but I don't agree with the assessment of my vehicle's value. How do I negotiate with my insurance company?

Answer
Sorry to hear about your accident, but the good news is that you can probably negotiate with your insurance company.
If you don’t agree with the assessment or settlement that your car insurance company is presenting after an accident, you have the ability to negotiate with them.
To properly negotiate with your insurance company, be sure that you can provide examples and evidence as to why you deserve a higher settlement amount.
Do your research and look at resources like Kelley Blue Book and Edmunds to determine the value of your vehicle. If you were injured in an accident, you should detail all expenses and costs related to your injuries and medical care.
By presenting this information to your car insurance company, you’re more likely to negotiate a higher settlement amount.
Sometimes your rate may increase after you file a claim with your car insurance. That’s when you should shop around with the Jerry app. Sign up in minutes to compare quotes from dozens of insurers so you always get the best coverage at the best rate.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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