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How can I negotiate with my car insurance company?

I got into an accident, but I don't agree with the assessment of my vehicle's value. How do I negotiate with my insurance company?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your accident, but the good news is that you can probably negotiate with your insurance company.
If you don’t agree with the assessment or settlement that your
car insurance
company is presenting after an accident, you have the ability to negotiate with them.
To properly negotiate with your insurance company, be sure that you can provide examples and evidence as to why you deserve a higher settlement amount.
Do your research and look at resources like
Kelley Blue Book
and Edmunds to determine the value of your vehicle. If you were injured in an accident, you should detail all expenses and costs related to your injuries and medical care.
By presenting this information to your car insurance company, you’re more likely to negotiate a higher settlement amount.
Sometimes your rate may increase after you file a claim with your car insurance. That’s when you should shop around with the
Jerry
app. Sign up in minutes to compare quotes from dozens of insurers so you always get the best coverage at the best rate.
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