PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I insure my collector car if it is my only car?
I bought a 1973 Volkswagen Thing to drive in parades and to car shows. I am having a hard time getting insurance for this car. All the companies say I need a "daily driver," but I don't have another vehicle, nor do I need one. What should I do?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most cases, you would be able to place your vehicle with an insurance carrier specializing in
classic car insurance
and collector vehicles, like Hagerty or Grundy. However, since you mentioned you don’t have a “”daily driver,”” they may not accept your Volkswagen. Usually, collector carriers will only write a policy if you already have an underlying policy for your regularly driven car
Reach out to The Hartford; they may provide a liability policy and possibly full coverage with a stated or agreed value.
The other option is to find a local insurance broker. Once they have the specifics and understand your situation, they can negotiate a policy on your behalf with the correct carrier.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
.jpg&w=64&q=75){kind=avatar}
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
