“The best way to get cheap car insurance
at 18 is to shop around. While your rates will be considerably higher since you’re a young driver, shopping around will help you find the lowest prices available. You’ll want to request quotes
from a variety of car insurance companies since every company prices policies a bit differently. Apart from shopping around, you should research discounts. For example, many car insurance companies offer discounts to drivers if they take a driver training course. (This is especially true for young drivers.) And if you’re in school and get good grades, you might also qualify for a good student discount.
Discounts vary by insurance provider, so you’ll need to search online or speak with an agent to find out more.
You should also take a look at your policy options. If you get full coverage on your car, it’s going to be more expensive than only carrying liability coverage
. You don’t want to be underinsured, but you may be able to get by with limited coverage until you can afford more. An insurance agent can help you determine what’s appropriate for your needs and budget.
If you’re still finding it difficult to find cheap insurance, continue to shop around every six months. Car insurance companies change rates often. As you get older, your insurance rates should start to drop, as well.
The Jerry
app makes it easy to compare car insurance rates in less than a minute. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and delivering the best deals straight to your phone for free.”