PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does USAA renters insurance cover pet damage?
My Pomeranian is a menace! He got out of his crate and proceeded to rip up a large chunk of my apartment’s wall-to-wall carpeting. My friend who’s a contractor says I’ll need to install a new carpet—or at least pay for replacing the carpet when I leave. Does USAA renters insurance cover pet damage?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m sure your Pomeranian didn’t mean it. Unfortunately, your USAA renters policy won’t cover the cost of replacing the carpet. Pet damage is not considered a standard peril under home and renters insurance policies.
However, had your Pomeranian bit a neighbor, you’d likely be covered under your USAA renters policy’s liability insurance or medical insurance. (Not that your Pom-Pom would ever bite anyone, of course!)
So, like many other pet parents, you’ll have to assume responsibility for your Pomeranian’s damage. But she’s worth it, isn’t she?
Curious about renters insurance and pet damage? Shopping around for the best renters insurance rates? Begin by downloading the [Jerry](
https://getjerry.com/signup/shopfor
app)! The Jerry app searches the top renters and car insurance
providers. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and helps to cancel your old policy. Even better—Jerry will help you bundle your home and auto policies for maximum savings.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
