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Does rental car insurance cover medical expenses when traveling?

Would medical expenses be covered under rental insurance? Rental car companies are often trying to sell me car insurance, but I'm not sure if I need it.

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have your own
car insurance
 policy, it’s likely you already have some protection when driving a rental.
If this coverage isn’t satisfactory, you can also purchase varying levels of
rental car insurance
, including personal accident insurance, which would help cover your own costs of medical care during an accident.
An alternative option is to look into travel insurance, which can also help cover your medical costs when on the road.”
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