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Does getting bad grades in school make my car insurance more expensive?

Can my bad grades really make their policy cost more? I just got my learner's permit and was added to my mom and dad's insurance policy. Mom keeps saying that if I don't get my grades up, I can't drive anymore because I will be too expensive.

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There are many reasons why it is important to get good grades in school and helping your parents save money on their
car insurance
 is one of them.
Their policy won’t be penalized if your grades slip, but if you can keep your GPA above a 3.0, it will help your parents save up to 25% of the cost of having you listed on their insurance policy. Your mom could have also meant that she just won’t let you drive if your grades don’t get better.
High school is hard, I remember it well! Have your parents check in with their insurance agent to see if they can save money with any of these other discounts:
  • Good student discount - it will be available when you are a
    college student
     too.
  • Driver training discount
  • Defensive driver discount
  • Safety features
  • Sorority/Fraternity affiliations”
MORE:
11 Car Insurance Hacks to Save You Money
Insurance DiscountsCheap Auto Insurance
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