I'm barely scraping by and I'm worried I won't be able to afford my car insurance when it comes up for renewal. Does California offer special insurance for low-income earners?
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, California established the Low Cost Automobile Insurance Program (CLCA) to cover low-income drivers who might otherwise be uninsured. But be aware that the CLCA’s policies have lower coverage limits than the minimums required by California law.
, your household’s yearly income has to be below 250% of the federal poverty level.
You also need to have a solid driving record. This means having no more than one at-fault accident, without injury or death, in the previous three years, and no more than one point from moving violations.
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