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Does a moving violation affect insurance?
I’ve been driving for over a decade and just received my first moving violation. My budget is already tight to begin with—will a moving violation impact my car insurance?
Rob Shapiro · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your situation! If it’s your first violation, it might not impact your insurance. Ultimately, it depends on where you live and your insurance provider.
Of course, someone with a clean record will always have the best chance at the lowest possible rate.
Moving violations is a broad category, so make sure you familiarize yourself with what constitutes one:
- Speeding
- Reckless driving
- Improper turns
- Following another vehicle too closely
- Failure to yield to the right of way
- Crossing a railroad grade
- Failure to obey a traffic control device
Every driver should do whatever they can to obey every rule of the road, not just to cap their rate but to avoid accidents and incidences.
Jerry
, the car insurance comparison super app, works with drivers with less-than-perfect records to lower their car insurance costs
. The free Jerry app compares rates from our network of 55+ top-rated providers. We pull competitive quotes based on your needs, so you can browse cheaper rates in real time. You also get to partner with Jerry’s team of insurance experts who will help you through the process of switching companies. Users save an average of nearly $900 annually.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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